# Agi Inc. (AGBK)

> Source: Nexqual · https://nexqual.com/AGBK · data as of 2026-10-29 20:00 UTC · cite as "Nexqual, Agi Inc. (AGBK), nexqual.com/AGBK" · informational, not investment advice.

**Price:** USD 5.12 (+0.39% on the day) · last close of Oct 29, 2026; US market closed, not a live price. Prev close 5.1 · day 4.94–5.46 · 52w 4.43–12.21 · market cap $1.34B · NYQ

## Key facts
- Analysts: Buy (mean 1.91 on a 1–5 scale) (11 analysts), mean target USD 11.66 (range 7.43–15.1).
- Total return with dividends: 1Y -52.6% vs S&P 500 +14.8%; 5Y -53.5% vs S&P 500 +79.1%.
- Next earnings: 2026-11-11, EPS estimate USD 1.22, revenue estimate $1.61B. All companies reporting that day: https://nexqual.com/earnings/2026-11-11
- Dividend: AGBK paid no cash dividend in the last five years.
- Short interest: 3.99% of float (as of 2026-10-15), 3.2 days to cover.

## Analysts
Consensus Buy (mean 1.91 on a 1–5 scale), 11 analysts; mean target USD 11.66 (low 7.43, high 15.1).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-07 | Oppenheimer | Target lowered | Outperform | $10 → $9 |

## Total return (dividends reinvested)
|  | 1Y (from 2026-02-11) | 5Y (from 2026-02-09) |
|---|---|---|
| Total return | -52.6% | -53.5% |
| S&P 500 (SPY) | +14.8% | +79.1% |
| Per year | — | — |
| Volatility (annualized) | 81.6% | 73.4% |
| Max drawdown | -60.6% (Feb 2026→Oct 2026) | -57.5% (Feb 2026→Oct 2026) |

## Dividends
AGBK paid no cash dividend in the last five years.

## Short interest
847,394 shares sold short, 3.99% of the float, as of Oct 15, 2026 (exchange short-interest report, published about twice a month). Prior report (Sep 15, 2026): 856,823 shares (-1.1%). Days to cover: 3.2 (short shares ÷ average daily volume).

## Peers (Banks - Regional)
FITB (Fifth Third Bancorp) USD 54.44 +1.81% · NU (Nu Holdings Ltd.) USD 12.05 +0.67% · TFC (Truist Financial Corporation) USD 49.32 +1.86% · DB (Deutsche Bank AG) USD 34.86 +4.03% · NWG (NatWest Group plc) USD 17 -1.33% · LYG (Lloyds Banking Group Plc) USD 5.25 -4.55%

## More
Full page: https://nexqual.com/AGBK · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | $1.22 | $2.04 | -40.3% | $1.61B | 2 |
| Next quarter (ends 2026-12-31) | $2.29 | $2.33 | -1.3% | $1.74B | 2 |
| Current fiscal year (ends 2026-12-31) | $6.49 | $7.18 | -9.6% | $6.17B | 7 |
| Next fiscal year (ends 2027-12-31) | $9.16 | $9.74 | -6.0% | $8.30B | 7 |

## Earnings history and stock reaction
| Results filed | Quarter | EPS | Consensus | Surprise | Stock reaction |
|---|---|---|---|---|---|
| — | Quarter ended Jun 30, 2026 | $1.40 | $1.32 | Beat +6.1% | — |
| — | Quarter ended Mar 31, 2026 | $1.39 | $1.19 | Beat +16.8% | — |
| — | Quarter ended Dec 31, 2025 | $1.34 | $1.34 | In line | — |
EPS as reported against the analyst consensus before the release; surprise uses the cent-rounded figures shown (in dollars when EPS and consensus have opposite signs). Stock reaction = close before the results to close after (the first close following a release after the bell or before the open).