# The Allstate Corporation (ALL-PH)

> Source: Nexqual · https://nexqual.com/ALL-PH · data as of 2026-10-23 20:00 UTC · cite as "Nexqual, The Allstate Corporation (ALL-PH), nexqual.com/ALL-PH" · informational, not investment advice.

**Price:** USD 18.03 (-0.55% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 18.13 · day 17.95–18.18 · 52w 17.44–22.2 · market cap $27.1B · NYQ

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $70.1B, net income $13.3B (18.9% margin), free cash flow $12.2B (SEC filings).
- Valuation: P/E 2.0x (avg 0.9x at the last 2 fiscal year-ends).
- Insider open-market sales, last ~7 months: 5 Form 4 filings, $28.6M; 5 not under a Rule 10b5-1 plan ($28.6M); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: None.
- Total return with dividends: 1Y -12.6% vs S&P 500 +13.4%; 5Y -12.1% vs S&P 500 +76.9%.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $50.6B | $51.4B | $57.1B | $64.1B | $67.7B | $70.1B |
| Net income | $1.61B | -$1.29B | -$188M | $4.67B | $10.3B | $13.3B |
| EPS (diluted) | $5.01 | -$5.14 | -$1.20 | $16.99 | $38.06 | — |
| Free cash flow | $4.77B | $4.70B | $3.96B | $8.72B | $9.88B | $12.2B |
| Net margin | 3.2% | -2.5% | -0.3% | 7.3% | 15.2% | 18.9% |
| Revenue growth | +20.7% | +1.6% | +11.1% | +12.3% | +5.6% | — |
| Cash + short-term investments | $4.77B | $4.91B | $5.87B | $5.24B | $5.57B | — |
| Total debt | $7.98B | $7.96B | $7.94B | $8.09B | $7.49B | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)
P/E 2.0x · P/S 0.4x · P/FCF 2.2x · P/B 0.8x · FCF yield 45.14% · Earnings yield 48.92% · Dividend yield (paid, TTM) 3.94% · Buyback yield (TTM) 9.06%
P/E at fiscal year-ends: Dec 2025 0.5x, Dec 2024 1.3x.

## Insider sales (SEC Form 4, open-market, last ~7 months)
0 of 5 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-08-11 | Rizzo Mario |  | 56,225 | $14.9M | 40.1% | No | Too little history (no open-market trades in 2023 or 2025) |
| 2026-08-07 | Dugenske John E |  | 32,996 | $8.9M | 71.1% | No | Too little history (no open-market trades in 2023 or 2025) |
| 2026-06-01 | Redmond Andrea | Director | 2,225 | $451K | 100% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-05-22 | Prindiville Mark Q |  | 1,550 | $335K | 5.3% | No | Too little history (no open-market trades in 2024) |
| 2026-05-01 | Rizzo Mario |  | 18,578 | $4.1M | 18.1% | No | Too little history (no open-market trades in 2023 or 2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

## Analysts
Consensus None.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | -12.6% | -12.1% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -12.7% | -2.5% |
| Volatility (annualized) | 9.6% | 17.9% |
| Max drawdown | -15.7% (Jan 2026→Oct 2026) | -27.2% (Nov 2021→Oct 2022) |

## Peers (Insurance - Property & Casualty)
CINF (Cincinnati Financial Corporatio) USD 176.3 -1.11% · WRB (W.R. Berkley Corporation) USD 73.33 -2.94% · MKL (Markel Group Inc.) USD 1,870.09 -1.85% · L (Loews Corporation) USD 112.01 -1.47% · AIZ (Assurant, Inc.) USD 284.75 -1.42% · CNA (CNA Financial Corporation) USD 48.4 -2.00%

## More
Full page: https://nexqual.com/ALL-PH · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)


Other companies that name ALL-PH in their own reports (relationship from ALL-PH's side):

| Relationship | Company | Their filing | Sentence |
|---|---|---|---|
| supplier | ZenaTech, Inc. (ZENA) | 20-F 2026-04-29 | "She has worked for Allstate Corporation, an insurance provider, for over 30 years, beginning with agency support and then through the ranks from training and customer satisfaction to underwriting." |

## Revenue by business segment (quarter ended 2026-06-30)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| Protection Services | $961.0M | 5.2% | +10.7% |
| Corporate | $139.0M | 0.7% | +31.1% |
| Total revenue | $18.60B | 100% | — |
The lines above cover 5.9% of total revenue.

## Company outlook (8-K filed 2026-08-05)

- "The overall portfolio allocation to performance-based assets provides a diversifying source of attractive long-term returns; quarterly volatility in reported results is expected. ◦ Net gains on investments and derivatives were $1.1 billion in the second quarter of 2026, compared to losses of $144 million in the prior year quarter."
- "Financial information, including material announcements about The Allstate Corporation, is routinely posted on www.allstateinvestors.com . 5 Exhibit 99.1 Forward-Looking Statements This news release contains "forward-looking statements" that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty."

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | — | — | — | $17.46B | — |
| Next quarter (ends 2026-12-31) | — | — | — | $17.62B | — |
| Current fiscal year (ends 2026-12-31) | — | — | — | $70.19B | — |
| Next fiscal year (ends 2027-12-31) | — | — | — | $72.68B | — |