# ARMOUR Residential REIT, Inc. (ARR)

> Source: Nexqual · https://nexqual.com/ARR · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, ARMOUR Residential REIT, Inc. (ARR), nexqual.com/ARR" · informational, not investment advice.

**Price:** USD 12.69 (-0.94% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 12.81 · day 12.52–13.1 · 52w 12.28–19.31 · market cap $1.80B · NYQ

## Key facts
- Insider open-market sales, last ~7 months: 1 Form 4 filings, $564K; 1 not under a Rule 10b5-1 plan ($564K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Insider open-market purchases, last ~7 months: 1 Form 4 filing, $10K; 0 by opportunistic insiders, 0 by routine insiders.
- Analysts: Hold (mean 2.67 on a 1–5 scale) (6 analysts), mean target USD 16.56 (range 14.5–18.5).
- Total return with dividends: 1Y -5.4% vs S&P 500 +14.9%; 5Y -43.7% vs S&P 500 +80.3%.
- Next earnings: 2026-10-21, EPS estimate USD 0.72, revenue estimate $95.3M.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Net income | $15.4M | -$230M | -$67.9M | -$14.4M | $323M | -$52.1M |
| EPS (diluted) | $0.24 | -$10.25 | -$1.86 | -$0.51 | $3.30 | — |
| Cash + short-term investments | $356M | $87.3M | $222M | $68.0M | $63.3M | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Sep 30, 2026)
P/B 0.8x · Earnings yield -2.90% · Dividend yield (paid, TTM) 21.06% · Buyback yield (TTM) 0.40%
P/E at fiscal year-ends: Dec 2025 5.2x.

## Insider sales (SEC Form 4, open-market, last ~7 months)
0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-09-10 | Staton Daniel C | Chairman of the Board | 35,583 | $564K | 100% | No | Too little history (no open-market trades in 2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

## Insider purchases (SEC Form 4, open-market, last ~7 months)
1 purchase, $10K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-09-29 | Losyev Sergey | Co-Chief Investment Officer | 725 | $10K | 13.91 | Too little history (no open-market trades in 2023–2025) |

## Analysts
Consensus Hold (mean 2.67 on a 1–5 scale), 6 analysts; mean target USD 16.56 (low 14.5, high 18.5).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-22 | Jones Trading | Target lowered | Buy | $19 → $15.25 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-18) |
|---|---|---|
| Total return | -5.4% | -43.7% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -5.4% | -10.8% |
| Volatility (annualized) | 24.1% | 32.0% |
| Max drawdown | -26.8% (Jan 2026→Oct 2026) | -64.2% (Nov 2021→Oct 2023) |

## Peers (REIT - Mortgage)
BXMT (Blackstone Mortgage Trust, Inc.) USD 10.58 +3.73% · EFC (Ellington Financial Inc.) USD 11.63 +1.84% · LADR (Ladder Capital Corp) USD 9.32 +4.02% · DX (Dynex Capital, Inc.) USD 11.05 -0.00% · ORC (Orchid Island Capital, Inc.) USD 4.9 +0.62% · ARI (Apollo Commercial Real Estate F) USD 6.3 -0.63%

## More
Full page: https://nexqual.com/ARR · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in ARR's own 10-K filed 2026-02-18 (https://www.sec.gov/Archives/edgar/data/1428205/000142820526000029/arr-20251231.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Related party | BUCKLER Securities | "At December 31, 2025 and December 31, 2024, BUCKLER accounted for 47.0% and 45.7%, respectively, of our aggregate borrowings and had an amount at risk of 7.1% and 8.0%, respectively, of our total stockholders' equity wit…" |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-12-31) | $0.72 | $0.73 | -1.1% | $95.3M | 4 |
| Next quarter (ends 2027-03-31) | $0.70 | $0.76 | -7.0% | $97.1M | 7 |
| Current fiscal year (ends 2026-12-31) | $2.90 | $2.92 | -0.6% | $382.5M | 2 |
| Next fiscal year (ends 2027-12-31) | $2.90 | $2.98 | -2.6% | $401.1M | 6 |

## Options: expected move (Cboe, 15-min delayed)

| Expiration | Days | ATM IV | Expected move |
|---|---|---|---|
| 2026-11-20 | 28 | 26.7% | ±7.2% |
| 2026-12-18 | 56 | 25.1% | ±9.6% |
| 2027-01-15 | 84 | 22.5% | ±11.0% |
| 2027-04-16 | 175 | 24.9% | ±16.8% |