# Atlanticus Holdings Corporation (ATLC)

> Source: Nexqual · https://nexqual.com/ATLC · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, Atlanticus Holdings Corporation (ATLC), nexqual.com/ATLC" · informational, not investment advice.

**Price:** USD 93.54 (+2.71% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 91.07 · day 90.05–93.87 · 52w 47.5–114.34 · market cap $1.42B · NMS

## Key facts
- Analysts: Buy (mean 1.80 on a 1–5 scale) (5 analysts), mean target USD 130.6 (range 110–179).
- Total return with dividends: 1Y +74.9% vs S&P 500 +18.1%; 5Y +50.1% vs S&P 500 +85.1%.
- Next earnings: 2026-11-09, EPS estimate USD 2.97, revenue estimate $781M.

## Analysts
Consensus Buy (mean 1.80 on a 1–5 scale), 5 analysts; mean target USD 130.6 (low 110, high 179).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-09-22 | BTIG | Reiterated | Buy | $179 |
| 2026-09-03 | B. Riley Securities | Target raised | Buy | $111 → $119 |
| 2026-07-08 | Jefferies | Target raised | Buy | $100 → $115 |
| 2026-06-30 | BTIG | Target raised | Buy | $105 → $179 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | +74.9% | +50.1% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +75.3% | +8.4% |
| Volatility (annualized) | 51.8% | 55.5% |
| Max drawdown | -31.6% (Dec 2025→Mar 2026) | -74.3% (Nov 2021→Mar 2023) |

## Peers (Credit Services)
JCAP (Jefferson Capital, Inc.) USD 20.74 +0.97% · WU (Western Union Company (The)) USD 6.23 +2.13% · EZPW (EZCORP, Inc.) USD 33.13 +0.18% · ECPG (Encore Capital Group Inc) USD 102.6 -2.84% · AGM (Federal Agricultural Mortgage C) USD 206.22 +0.97% · NAVI (Navient Corporation) USD 9.56 +1.49%

## More
Full page: https://nexqual.com/ATLC · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt