# Banco de Chile (BCH)

> Source: Nexqual · https://nexqual.com/BCH · data as of 2026-10-23 14:41 UTC · cite as "Nexqual, Banco de Chile (BCH), nexqual.com/BCH" · informational, not investment advice.

**Price:** USD 38.19 (-0.88% today) · US market open, as of October 23, 2026 at 14:41 UTC; quotes may be delayed. Prev close 38.53 · day 37.97–38.53 · 52w 33.37–46.77 · market cap $19.3B · NYQ

## Key facts
- Analysts: Hold (mean 2.92 on a 1–5 scale) (12 analysts), mean target USD 40.94 (range 21–51).
- Total return with dividends: 1Y +22.2% vs S&P 500 +14.5%; 5Y +224.9% vs S&P 500 +77.2%.
- Next earnings: 2026-10-30, EPS estimate USD 0.48, revenue estimate $808B.

## Analysts
Consensus Hold (mean 2.92 on a 1–5 scale), 12 analysts; mean target USD 40.94 (low 21, high 51).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-06 | JP Morgan | Target lowered | Neutral | $45 → $44 |
| 2026-08-07 | JP Morgan | Target raised | Neutral | $42 → $45 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | +22.2% | +224.9% |
| S&P 500 (SPY) | +14.5% | +77.2% |
| Per year | +22.2% | +26.6% |
| Volatility (annualized) | 30.7% | 27.0% |
| Max drawdown | -20.0% (Feb 2026→May 2026) | -21.1% (Mar 2022→Jul 2022) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 3.9 -1.39% · FITB (Fifth Third Bancorp) USD 52.55 -1.29% · DB (Deutsche Bank AG) USD 30.93 -1.75% · TFC (Truist Financial Corporation) USD 48 -0.87% · NWG (NatWest Group plc) USD 16.65 -2.03% · NU (Nu Holdings Ltd.) USD 14.67 -0.44%

## More
Full page: https://nexqual.com/BCH · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in BCH's own 20-F filed 2026-04-30 (https://www.sec.gov/Archives/edgar/data/1161125/000121390026050243/ea0283244-20f_bancode.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Chilean | "of the Chilean financial market, providing our customers with powerful, differentiated, and comprehensive value offerings." |
| Customer | Apple (AAPL) | "the Apple Pay digital wallet, which allows customers to pay in on-site stores without the need for a physical card." |
| Customer | Financiera | "banking services to our customers through Banchile Asesoría Financiera S.A." |
| Partner | CITIGROUP INC (C) | "into a strategic partnership with Citigroup Inc., as a result of our merger with Citibank Chile." |
| Partner | Chile | "into a strategic partnership with Citigroup Inc., as a result of our merger with Citibank Chile." |
| Partner | Microsoft (MSFT) | "In parallel, we continued to advance the adoption of AI through a strategic alliance with Microsoft, which focuses on three" |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-12-31) | $0.48 | $0.76 | -36.8% | $808.45B | 1 |
| Next quarter (ends 2027-03-31) | $0.71 | $0.77 | -7.8% | $805.04B | 3 |
| Current fiscal year (ends 2026-12-31) | $2.50 | $2.76 | -9.3% | $3.24T | 1 |
| Next fiscal year (ends 2027-12-31) | $3.10 | $3.14 | -1.2% | $3.48T | 5 |

## Options: expected move (Cboe, 15-min delayed)

Expected move by 2027-01-15 (includes earnings 2026-10-30): ±14.1%.

| Expiration | Days | ATM IV | Expected move |
|---|---|---|---|
| 2027-01-15 | 84 | 35.4% | ±14.1% |
| 2027-04-16 | 175 | 29.4% | ±18.7% |