# Banco Santander-Chile (BSAC)

> Source: Nexqual · https://nexqual.com/BSAC · data as of 2026-10-23 13:54 UTC · cite as "Nexqual, Banco Santander-Chile (BSAC), nexqual.com/BSAC" · informational, not investment advice.

**Price:** USD 31.51 (-1.41% today) · US market open, as of October 23, 2026 at 13:54 UTC; quotes may be delayed. Prev close 31.96 · day 31.5–31.85 · 52w 27.91–37.72 · market cap $14.8B · NYQ

## Key facts
- Total return with dividends: 1Y +16.6% vs S&P 500 +14.5%; 5Y +133.2% vs S&P 500 +77.1%.
- Next earnings: 2026-10-30, EPS estimate USD 0.57, revenue estimate $759B.

## Analysts
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-06 | JP Morgan | Target lowered | Overweight | $43 → $39 |
| 2026-07-16 | Goldman Sachs | Target raised | Sell | $29 → $33 |
| 2026-06-25 | Citigroup | Upgrade | Neutral → Buy |  |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | +16.6% | +133.2% |
| S&P 500 (SPY) | +14.5% | +77.1% |
| Per year | +16.6% | +18.5% |
| Volatility (annualized) | 29.2% | 28.7% |
| Max drawdown | -18.4% (Feb 2026→Mar 2026) | -35.5% (Mar 2022→Oct 2022) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 3.91 -1.14% · FITB (Fifth Third Bancorp) USD 52.86 -0.70% · DB (Deutsche Bank AG) USD 30.95 -1.68% · TFC (Truist Financial Corporation) USD 48.02 -0.83% · NWG (NatWest Group plc) USD 16.65 -2.03% · NU (Nu Holdings Ltd.) USD 14.73 -0.01%

## More
Full page: https://nexqual.com/BSAC · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in BSAC's own 20-F filed 2026-02-27 (https://www.sec.gov/Archives/edgar/data/1027552/000102755226000038/bsac-20251231.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Santander | "We have 229 branches of which: (i) 126 are traditional full product and transactional branches operated under the Santander brand name; (ii) 94 are WorkCafé or WorkCafé Espresso branches, which are high-tech digital bran…" |
| Related party | Banco Santander, S.A. (SAN) | "In addition to affiliates and associated entities, the Bank's "related parties" include its "key personnel" from the executive staff (members of the Bank's Board of Directors and Managers of Banco Santander-Chile and its…" |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-12-31) | $0.57 | $0.75 | -24.0% | $759.05B | 1 |
| Next quarter (ends 2027-03-31) | $0.71 | $0.76 | -6.6% | $763.79B | 3 |
| Current fiscal year (ends 2026-12-31) | $2.61 | $2.76 | -5.4% | $3.04T | 1 |
| Next fiscal year (ends 2027-12-31) | $2.98 | $3.11 | -4.3% | $3.31T | 4 |