# Century Communities, Inc. (CCS)

> Source: Nexqual · https://nexqual.com/CCS · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, Century Communities, Inc. (CCS), nexqual.com/CCS" · informational, not investment advice.

**Price:** USD 58.34 (+7.48% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 54.28 · day 55.08–58.4 · 52w 47.28–76 · market cap $1.66B · NYQ

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $3.93B, net income $134M (3.4% margin), free cash flow $35.0M (SEC filings).
- Valuation: P/E 12.4x (avg 10.2x at the last 3 fiscal year-ends).
- Analysts: Buy (mean 2.00 on a 1–5 scale) (2 analysts), mean target USD 78 (range 64–92).
- Total return with dividends: 1Y -8.6% vs S&P 500 +14.9%; 5Y -2.4% vs S&P 500 +80.3%.
- Next earnings: 2026-10-28, EPS estimate USD 1.22, revenue estimate $958M.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $4.22B | $4.51B | $3.69B | $4.40B | $4.12B | $3.93B |
| Net income | $499M | $525M | $259M | $334M | $148M | $134M |
| EPS (diluted) | $14.47 | $15.92 | $8.05 | $10.40 | $4.86 | — |
| Free cash flow | -$210M | $295M | -$1.7M | $86.7M | $124M | $35.0M |
| Net margin | 11.8% | 11.7% | 7.0% | 7.6% | 3.6% | 3.4% |
| Revenue growth | +33.4% | +6.9% | -18.1% | +19.1% | -6.4% | — |
| Cash + short-term investments | $316M | $297M | $226M | $150M | $109M | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)
P/E 12.4x · P/S 0.4x · P/FCF 47.4x · P/B 0.7x · FCF yield 2.11% · Earnings yield 8.07% · Dividend yield (paid, TTM) 2.14% · Buyback yield (TTM) 6.01%
P/E at fiscal year-ends: Dec 2025 12.2x, Dec 2024 7.1x, Dec 2023 11.3x.

## Analysts
Consensus Buy (mean 2.00 on a 1–5 scale), 2 analysts; mean target USD 78 (low 64, high 92).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-07 | Zelman & Assoc | Downgrade | Neutral → Underperform |  |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-18) |
|---|---|---|
| Total return | -8.6% | -2.4% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -8.6% | -0.5% |
| Volatility (annualized) | 41.7% | 40.4% |
| Max drawdown | -35.0% (Feb 2026→May 2026) | -52.2% (Dec 2021→Jun 2022) |

## Peers (Real Estate - Development)
FOR (Forestar Group Inc) USD 26.22 +3.97% · HHH (Howard Hughes Holdings Inc.) USD 69.49 +1.18% · KIM (Kimco Realty Corporation (HC)) USD 23.59 +3.83% · LAMR (Lamar Advertising Company) USD 157.51 +1.57% · INVH (Invitation Homes Inc.) USD 27.53 +2.69% · HST (Host Hotels & Resorts, Inc.) USD 24.87 -0.88%

## More
Full page: https://nexqual.com/CCS · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Revenue by business segment (quarter ended 2026-06-30)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| Century Complete | $224.6M | 24.2% | -9.7% |
| Mountain | $198.2M | 21.4% | -3.9% |
| West | $183.3M | 19.8% | -9.2% |
| Texas | $156.9M | 16.9% | +6.4% |
| Southeast | $138.8M | 15.0% | -19.5% |
| Financial Services | $25.4M | 2.7% | +7.0% |
| Total revenue | $927.2M | 100% | — |

## Revenue by product line (quarter ended 2026-06-30)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| Home Building | $901.8M | 97.3% | -7.7% |
| — Home Sales (part of Home Building) | $897.5M | 96.8% | -8.1% |
| — Land Sales & Other (part of Home Building) | $4.3M | 0.5% | +781.0% |
| Financial Services | $25.4M | 2.7% | +7.0% |
| Total revenue | $927.2M | 100% | — |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | $1.22 | $0.98 | +24.5% | $958.1M | 1 |
| Next quarter (ends 2026-12-31) | $1.47 | $1.35 | +8.9% | $1.14B | 1 |
| Current fiscal year (ends 2026-12-31) | $4.86 | $3.84 | +26.6% | $3.82B | 1 |
| Next fiscal year (ends 2027-12-31) | $4.59 | $4.10 | +12.0% | $3.95B | 1 |

## Options: expected move (Cboe, 15-min delayed)

Expected move by 2026-11-20 (includes earnings 2026-10-28): ±11.9%; last 8 reports averaged ±5.1%.

| Expiration | Days | ATM IV | Expected move |
|---|---|---|---|
| 2026-11-20 | 28 | 51.2% | ±11.9% |
| 2026-12-18 | 56 | 44.0% | ±14.2% |
| 2027-03-19 | 147 | 42.8% | ±21.9% |
| 2027-06-17 | 237 | 42.6% | ±27.2% |