# Dave Inc. (DAVEW)

> Source: Nexqual · https://nexqual.com/DAVEW · data as of 2026-10-15 19:53 UTC · cite as "Nexqual, Dave Inc. (DAVEW), nexqual.com/DAVEW" · informational, not investment advice.

**Price:** USD 1.37 (+11.85% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 1.37 · day 1.24–1.37 · 52w 1.24–1.37 · market cap null · NGM

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $644M, net income $223M (34.6% margin) (SEC filings).
- Insider open-market sales, last ~7 months: 3 Form 4 filings, $3.6M; 2 not under a Rule 10b5-1 plan ($3.5M).
- Analysts: None.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2022 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $153M | $205M | $259M | $347M | $554M | $644M |
| Operating income | -$6.4M | — | — | — | — | — |
| Net income | -$20.0M | -$129M | -$48.5M | $57.9M | $196M | $223M |
| EPS (diluted) | -$4.69 | -$11.12 | -$4.07 | $4.19 | $13.53 | — |
| Free cash flow | -$912K | -$45.6M | $33.1M | $125M | $290M | $327M |
| Operating margin | -4.2% | — | — | — | — | — |
| Net margin | -13.1% | -62.9% | -18.7% | 16.7% | 35.3% | 34.6% |
| Revenue growth | — | +33.9% | +26.5% | +34.0% | +59.7% | — |
| Cash + short-term investments | $32.0M | $23.2M | $42.7M | $49.8M | $80.5M | — |
| Total debt | $35.0M | $75.0M | $75.0M | $75.0M | $0K | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)


## Insider sales (SEC Form 4, open-market, last ~7 months)
1 of 3 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan |
|---|---|---|---|---|---|---|
| 2026-06-04…2026-06-05 | Preston Dan | Director | 550 | $140K | 9.6% | Yes (adopted December 10, 2025) |
| 2026-06-02 | Beilman Kyle | CFO and COO and Secretary | 4,122 | $1.1M | 2.1% | No |
| 2026-06-02 | Wilk Jason | Chief Executive Officer | 8,474 | $2.3M | 2.4% | No |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

## Analysts
Consensus None.

## Peers
GRABW (Grab Holdings Limited Warrant) USD 0.02 -5.26% · ARQQW (Arqit Quantum Inc. Warrants) USD 0 -34.88% · ARBEW (Arbe Robotics Ltd. Warrant) USD 0.02 +6.67% · GRRRW (Gorilla Technology Group Inc.) USD 0.06 +4.96% · AUROW (Aurora Innovation, Inc.) USD 0.01 -18.75%

## More
Full page: https://nexqual.com/DAVEW · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt