# FinVolution Group (FINV)

> Source: Nexqual · https://nexqual.com/FINV · data as of 2026-10-23 20:00 UTC · cite as "Nexqual, FinVolution Group (FINV), nexqual.com/FINV" · informational, not investment advice.

**Price:** USD 2.94 (-3.92% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 3.06 · day 2.93–3.06 · 52w 2.8–7.07 · market cap $694M · NYQ

## Key facts
- 1 of 80 tracked superinvestors hold FINV (13F, Q2 2026): 0 new, 0 added, 1 reduced, 0 unchanged.
- Insider open-market sales, last ~7 months: 1 Form 4 filings, $80K; 1 not under a Rule 10b5-1 plan ($80K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Total return with dividends: 1Y -55.1% vs S&P 500 +13.4%; 5Y -37.8% vs S&P 500 +76.9%.
- Next earnings: 2026-11-18, EPS estimate USD —, revenue estimate $0K.

## Superinvestors (SEC 13F-HR, Q2 2026)
1 of 80 tracked investors hold FINV. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Sarah Ketterer | Causeway Capital Management | 0.12% | $10.9M | Reduced -4.8% |

## Insider sales (SEC Form 4, open-market, last ~7 months)
0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-05-28 | Xiang Bing | Director | 75,000 | $80K | 80% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

## Analysts
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-28 | Citigroup | Downgrade | Buy → Neutral | $8.1 → $4.1 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | -55.1% | -37.8% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -55.2% | -9.1% |
| Volatility (annualized) | 52.3% | 46.8% |
| Max drawdown | -55.7% (Oct 2025→Oct 2026) | -70.9% (Jul 2025→Sep 2026) |

## Peers (Credit Services)
GDOT (Green Dot Corporation) USD 12.36 -0.24% · PRAA (PRA Group, Inc.) USD 19.08 -4.43% · QFIN (Qfin Holdings, Inc.) USD 5.26 -3.84% · WRLD (World Acceptance Corporation) USD 167.04 -1.54% · NAVI (Navient Corporation) USD 8.5 -4.06% · SWRD (STEWARDS INC) USD 2.5 -4.94%

## More
Full page: https://nexqual.com/FINV · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in FINV's own 20-F filed 2026-04-29 (https://www.sec.gov/Archives/edgar/data/1691445/000149315226019597/form20-f.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Hefei PPDai Information Technology | "December 2016, we established Hefei PPDai Information Technology Co., Ltd., as an operating entity to provide customer services with" |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year (ends 2026-12-31) | $5.32 | $8.31 | -36.0% | $11.31B | 3 |
| Next fiscal year (ends 2027-12-31) | $5.20 | $9.75 | -46.6% | $9.37B | 3 |