# Fathom Holdings Inc. (FTHM)

> Source: Nexqual · https://nexqual.com/FTHM · data as of 2026-10-28 20:00 UTC · cite as "Nexqual, Fathom Holdings Inc. (FTHM), nexqual.com/FTHM" · informational, not investment advice.

**Price:** USD 0.17 (+0.58% on the day) · last close of Oct 28, 2026; US market closed, not a live price. Prev close 0.17 · day 0.17–0.19 · 52w 0.17–1.65 · market cap null · NCM

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $407M, net income -$25.5M (-6.3% margin), free cash flow -$13.6M (SEC filings).
- Total return with dividends: 1Y -88.7% vs S&P 500 +13.6%; 5Y -99.3% vs S&P 500 +79.8%.
- Next earnings: 2026-11-11, EPS estimate USD —, revenue estimate $0K.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $330M | $413M | $345M | $335M | $420M | $407M |
| Operating income | -$16.1M | -$26.8M | -$23.3M | -$23.5M | -$15.6M | -$20.7M |
| Net income | -$12.5M | -$27.6M | -$24.0M | -$21.6M | -$20.3M | -$25.5M |
| EPS (diluted) | -$0.88 | -$1.73 | -$1.47 | -$1.07 | -$0.72 | — |
| Free cash flow | -$12.6M | -$7.5M | -$10.6M | -$4.7M | -$20.7M | -$13.6M |
| Operating margin | -4.9% | -6.5% | -6.7% | -7.0% | -3.7% | -5.1% |
| Net margin | -3.8% | -6.7% | -6.9% | -6.4% | -4.8% | -6.3% |
| Revenue growth | +86.8% | +25.1% | -16.4% | -2.9% | +25.4% | — |
| Cash + short-term investments | $37.8M | $8.3M | $7.4M | $5.8M | $5.8M | — |
| Total debt | $977K | $693K | $3.9M | $9.5M | $5.6M | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)


## Total return (dividends reinvested)
|  | 1Y (from 2025-10-29) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | -88.7% | -99.3% |
| S&P 500 (SPY) | +13.6% | +79.8% |
| Per year | -88.8% | -63.1% |
| Volatility (annualized) | 120.3% | 101.6% |
| Max drawdown | -88.8% (Oct 2025→Oct 2026) | -99.4% (Nov 2021→Oct 2026) |

## Peers (Real Estate Services)
OPEN (Opendoor Technologies Inc) USD 1.91 +0.00% · IHS (IHS Holding Limited) USD 8.46 -0.35% · NMRK (Newmark Group, Inc.) USD 12.06 +5.05% · CWK (Cushman & Wakefield Ltd.) USD 12.62 +4.56% · CIGI (Colliers International Group In) USD 93.76 +0.74% · FSV (FirstService Corporation) USD 138.96 -1.59%

## More
Full page: https://nexqual.com/FTHM · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in FTHM's own 10-K filed 2026-03-30 (https://www.sec.gov/Archives/edgar/data/1753162/000162828026022057/fthm-20251231.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Federal Deposit Insurance | "Further, bitcoin we may hold with our custodians and transact with our trade execution partners will not be protected to the same extent as to cash or securities deposited with institutions subject to regulation by the F…" |
| Partner | Securities Investor Protection | "Further, bitcoin we may hold with our custodians and transact with our trade execution partners will not be protected to the same extent as to cash or securities deposited with institutions subject to regulation by the F…" |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter (ends 2026-06-30) | — | — | — | $0 | — |
| Current fiscal year (ends 2026-12-31) | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |

## Earnings history and stock reaction
| Results filed | Quarter | EPS | Consensus | Surprise | Stock reaction |
|---|---|---|---|---|---|
| — | Quarter ended Dec 31, 2025 | −$0.19 | −$0.11 | Miss −72.7% | — |
| — | Quarter ended Sep 30, 2025 | −$0.13 | −$0.10 | Miss −30.0% | — |
| — | Quarter ended Jun 30, 2025 | −$0.10 | −$0.03 | Miss −$0.07 | — |
| — | Quarter ended Mar 31, 2025 | −$0.18 | −$0.13 | Miss −38.5% | — |
EPS as reported against the analyst consensus before the release; surprise uses the cent-rounded figures shown (in dollars when EPS and consensus have opposite signs). Stock reaction = close before the results to close after (the first close following a release after the bell or before the open).

## Recent SEC filings (last 120 days)
| Filed | Form | What it says | Filing |
|---|---|---|---|
| 2026-10-05 | 8-K | Entered a material agreement; Ended a material agreement; New debt or off-balance-sheet obligation; Other material event | https://www.sec.gov/Archives/edgar/data/1753162/000143774926032044/0001437749-26-032044-index.htm |
| 2026-09-25 | 8-K | Other material event | https://www.sec.gov/Archives/edgar/data/1753162/000162828026063504/0001628280-26-063504-index.htm |
| 2026-08-25 | 8-K | Delisting notice or listing-rule failure | https://www.sec.gov/Archives/edgar/data/1753162/000162828026058728/0001628280-26-058728-index.htm |
| 2026-08-13 | 10-Q | Quarterly report · period ended Jun 30, 2026 | https://www.sec.gov/Archives/edgar/data/1753162/000162828026056741/0001628280-26-056741-index.htm |
| 2026-07-20 | 8-K | Other material event | https://www.sec.gov/Archives/edgar/data/1753162/000162828026048813/0001628280-26-048813-index.htm |
| 2026-07-16 | 10-Q | Quarterly report · period ended Mar 31, 2026 | https://www.sec.gov/Archives/edgar/data/1753162/000162828026048455/0001628280-26-048455-index.htm |
| 2026-07-09 | 8-K | Other material event | https://www.sec.gov/Archives/edgar/data/1753162/000162828026047793/0001628280-26-047793-index.htm |
| 2026-07-06 | 8-K | Entered a material agreement | https://www.sec.gov/Archives/edgar/data/1753162/000162828026047229/0001628280-26-047229-index.htm |
Source: SEC EDGAR. Quotes are the opening words of each item as filed.