# Group 1 Automotive, Inc. (GPI)

> Source: Nexqual · https://nexqual.com/GPI · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, Group 1 Automotive, Inc. (GPI), nexqual.com/GPI" · informational, not investment advice.

**Price:** USD 242.79 (+7.98% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 224.85 · day 226–244.52 · 52w 224.65–448.23 · market cap $2.89B · NYQ

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $22.2B, net income $290M (1.3% margin), free cash flow $166M (SEC filings).
- Valuation: P/E 10.0x (avg 11.2x at the last 3 fiscal year-ends), net debt $3.21B.
- 2 of 80 tracked superinvestors hold GPI (13F, Q2 2026): 0 new, 2 added, 0 reduced, 0 unchanged.
- Insider open-market purchases, last ~7 months: 6 Form 4 filings, $187M; 0 by opportunistic insiders, 0 by routine insiders.
- Analysts: Buy (mean 2.33 on a 1–5 scale) (12 analysts), mean target USD 333.33 (range 232–432).
- Total return with dividends: 1Y -43.3% vs S&P 500 +14.9%; 5Y +25.1% vs S&P 500 +80.3%.
- Next earnings: 2026-10-28, EPS estimate USD 9.5, revenue estimate $5.58B.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $13.5B | $16.2B | $17.9B | $19.9B | $22.6B | $22.2B |
| Gross profit | $2.44B | $2.97B | $3.02B | $3.24B | $3.62B | — |
| Operating income | $884M | $1.09B | $969M | $909M | $734M | $693M |
| Net income | $552M | $752M | $602M | $498M | $325M | $290M |
| EPS (diluted) | $30.11 | $47.14 | $42.73 | $36.81 | $25.24 | — |
| Free cash flow | $1.12B | $430M | $4.8M | $341M | $425M | $166M |
| Gross margin | 18.1% | 18.3% | 16.9% | 16.3% | 16.0% | — |
| Operating margin | 6.6% | 6.7% | 5.4% | 4.6% | 3.3% | 3.1% |
| Net margin | 4.1% | 4.6% | 3.4% | 2.5% | 1.4% | 1.3% |
| Revenue growth | +27.2% | +20.3% | +10.2% | +11.5% | +13.2% | — |
| Cash + short-term investments | $14.9M | $47.9M | $57.2M | $34.4M | $32.5M | — |
| Total debt | $2.05B | $2.09B | $2.11B | $2.93B | $3.71B | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)
P/E 10.0x · P/S 0.1x · EV/Sales 0.3x · P/FCF 17.4x · P/B 1.0x · FCF yield 5.75% · Earnings yield 10.02% · Dividend yield (paid, TTM) 0.88% · Buyback yield (TTM) 15.89% · Net debt $3.21B · EV $6.10B
P/E at fiscal year-ends: Dec 2025 15.4x, Dec 2024 11.2x, Dec 2023 7.0x.

## Superinvestors (SEC 13F-HR, Q2 2026)
2 of 80 tracked investors hold GPI. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Greg Alexander | Conifer Management | 46.41% | $282M | Added +28.1% |
| Ruane Cunniff | Ruane Cunniff LP | 0.02% | $1.4M | Added +21.7% |

## Insider purchases (SEC Form 4, open-market, last ~7 months)
6 purchases, $187M. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-09-28…2026-09-30 | Conifer Management, L.L.C. |  | 273,712 | $66.3M | 242.15 | Too little history (no open-market trades in 2023–2025) |
| 2026-09-24…2026-09-25 | Conifer Management, L.L.C. |  | 126,288 | $31.5M | 249.62 | Too little history (no open-market trades in 2023–2025) |
| 2026-09-17…2026-09-18 | Conifer Management, L.L.C. |  | 65,650 | $16.9M | 256.78 | Too little history (no open-market trades in 2023–2025) |
| 2026-09-09…2026-09-10 | Conifer Management, L.L.C. |  | 84,000 | $23.7M | 281.78 | Too little history (no open-market trades in 2023–2025) |
| 2026-09-03…2026-09-04 | Conifer Management, L.L.C. |  | 140,280 | $40.6M | 289.77 | Too little history (no open-market trades in 2023–2025) |
| 2026-09-01…2026-09-02 | Conifer Management, L.L.C. |  | 30,100 | $8.3M | 275.28 | Too little history (no open-market trades in 2023–2025) |
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

## Analysts
Consensus Buy (mean 2.33 on a 1–5 scale), 12 analysts; mean target USD 333.33 (low 232, high 432).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-12 | Evercore ISI Group | Target lowered | Outperform | $360 → $330 |
| 2026-10-07 | UBS | Target lowered | Neutral | $330 → $271 |
| 2026-10-06 | JP Morgan | Target lowered | Neutral | $275 → $260 |
| 2026-10-06 | Barclays | Target lowered | Overweight | $365 → $320 |
| 2026-10-05 | Morgan Stanley | Downgrade | Equal-Weight → Underweight | $300 → $232 |
| 2026-09-28 | Citigroup | Target lowered | Buy | $387 → $357 |
| 2026-08-19 | Barclays | Target lowered | Overweight | $435 → $365 |
| 2026-08-07 | Morgan Stanley | Downgrade | Overweight → Equal-Weight | $400 → $300 |
| 2026-08-04 | JP Morgan | Target lowered | Neutral | $320 → $275 |
| 2026-08-04 | Evercore ISI Group | Target lowered | Outperform | $440 → $360 |
| 2026-07-31 | JP Morgan | Downgrade | Overweight → Neutral | $380 → $320 |
| 2026-07-15 | Barclays | Target lowered | Overweight | $470 → $435 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-18) |
|---|---|---|
| Total return | -43.3% | +25.1% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -43.4% | +4.6% |
| Volatility (annualized) | 42.3% | 34.7% |
| Max drawdown | -47.5% (Oct 2025→Oct 2026) | -51.7% (Sep 2025→Oct 2026) |

## Peers (Auto & Truck Dealerships)
ABG (Asbury Automotive Group Inc) USD 173.43 +5.72% · BGSI (Boyd Group Services Inc.) USD 83.44 +4.31% · VVV (Valvoline Inc.) USD 32.44 +4.24% · SAH (Sonic Automotive, Inc.) USD 63.14 +4.05% · DRVN (Driven Brands Holdings Inc.) USD 11.82 +3.50% · OPLN (OPENLANE, Inc.) USD 38.05 +1.63%

## More
Full page: https://nexqual.com/GPI · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Revenue by business segment (quarter ended 2026-06-30)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| U.S. | $3.93B | 73.0% | -5.8% |
| U.K. | $1.45B | 27.0% | -4.9% |
| Total revenue | $5.39B | 100% | — |

## Revenue by product line (quarter ended 2026-06-30)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| Total new and used vehicle sales | $3.22B | 59.9% | -5.8% |
| New vehicle retail sales | $2.61B | 48.4% | -4.7% |
| Used vehicle retail sales | $1.72B | 31.9% | -7.0% |
| Parts and service sales | $692.4M | 12.9% | -3.6% |
| Finance, insurance and other, net | $216.8M | 4.0% | -8.8% |
| Used vehicle wholesale sales | $151.5M | 2.8% | -7.5% |
| Total revenue | $5.39B | 100% | — |
The lines above cover 159.9% of total revenue.

## Company outlook (8-K filed 2026-09-08)

- "FORWARD-LOOKING STATEMENTS This press release contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, which are statements related to future, not past, events and are based on our current expectations and assumptions regarding our business, the economy and other future conditions."
- "For additional information regarding known material factors that could cause our actual results to differ from our projected results, please see our filings with the Securities and Exchange Commission, including our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q and Current Reports on Form 8-K."

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | $9.50 | $11.36 | -16.4% | $5.58B | 11 |
| Next quarter (ends 2026-12-31) | $9.36 | $10.46 | -10.6% | $5.64B | 11 |
| Current fiscal year (ends 2026-12-31) | $37.19 | $41.18 | -9.7% | $22.10B | 12 |
| Next fiscal year (ends 2027-12-31) | $40.86 | $46.29 | -11.7% | $23.26B | 12 |