# Happen, Inc. (HAPN)

> Source: Nexqual · https://nexqual.com/HAPN · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, Happen, Inc. (HAPN), nexqual.com/HAPN" · informational, not investment advice.

**Price:** USD 14.67 (+3.46% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 14.18 · day 14.04–14.68 · 52w 13.05–21.67 · market cap $1.69B · NMS

## Key facts
- Analysts: Buy (mean 1.50 on a 1–5 scale) (8 analysts), mean target USD 24.5 (range 20–29).
- Total return with dividends: 1Y -5.7% vs S&P 500 +18.1%; 5Y -57.1% vs S&P 500 +85.1%.
- Next earnings: 2026-10-28, EPS estimate USD 0.45, revenue estimate $273M.

## Analysts
Consensus Buy (mean 1.50 on a 1–5 scale), 8 analysts; mean target USD 24.5 (low 20, high 29).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-28 | Citizens | Target raised | Market Outperform | $23 → $25 |
| 2026-07-28 | BTIG | Reiterated | Buy | $25 |
| 2026-06-30 | BTIG | Target raised | Buy | $20 → $25 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | -5.7% | -57.1% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -5.7% | -15.5% |
| Volatility (annualized) | 52.3% | 56.4% |
| Max drawdown | -38.3% (Jan 2026→Mar 2026) | -88.8% (Oct 2021→Oct 2023) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 4.03 -3.82% · FITB (Fifth Third Bancorp) USD 50.35 +0.26% · TFC (Truist Financial Corporation) USD 46.57 +1.42% · DB (Deutsche Bank AG) USD 32.86 -1.44% · NWG (NatWest Group plc) USD 17.47 -1.02% · NU (Nu Holdings Ltd.) USD 14.73 -5.46%

## More
Full page: https://nexqual.com/HAPN · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt