# Home BancShares, Inc. (HOMB)

> Source: Nexqual · https://nexqual.com/HOMB · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, Home BancShares, Inc. (HOMB), nexqual.com/HOMB" · informational, not investment advice.

**Price:** USD 30.15 (+2.66% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 29.37 · day 29.48–30.23 · 52w 25.5–31.7 · market cap $6.03B · NYQ

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $1.12B, net income $479M (42.7% margin) (SEC filings).
- Valuation: P/E 12.6x (avg 12.9x at the last 3 fiscal year-ends).
- 1 of 80 tracked superinvestors hold HOMB (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Insider open-market sales, last ~7 months: 4 Form 4 filings, $976K; 4 not under a Rule 10b5-1 plan ($976K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Insider open-market purchases, last ~7 months: 1 Form 4 filing, $2.7M; 0 by opportunistic insiders, 0 by routine insiders.
- Analysts: Hold (mean 2.50 on a 1–5 scale) (10 analysts), mean target USD 32.75 (range 31–35).
- Total return with dividends: 1Y +14.3% vs S&P 500 +14.9%; 5Y +42.1% vs S&P 500 +80.3%.
- Next earnings: 2027-01-13, EPS estimate USD 0.65, revenue estimate $293M.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $711M | $934M | $997M | $1.02B | $1.09B | $1.12B |
| Net income | $319M | $305M | $393M | $402M | $475M | $479M |
| EPS (diluted) | $1.94 | $1.57 | $1.94 | $2.01 | $2.41 | — |
| Free cash flow | $379M | $394M | $357M | $422M | $377M | $430M |
| Net margin | 44.9% | 32.7% | 39.4% | 39.5% | 43.6% | 42.7% |
| Revenue growth | +2.3% | +31.4% | +6.8% | +2.1% | +7.2% | — |
| Cash + short-term investments | $3.65B | $725M | $1.00B | $910M | $667M | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)
P/E 12.6x · P/S 5.4x · P/FCF 14.0x · P/B 1.3x · FCF yield 7.13% · Earnings yield 7.95% · Dividend yield (paid, TTM) 2.72% · Buyback yield (TTM) 1.32%
P/E at fiscal year-ends: Dec 2025 11.5x, Dec 2024 14.1x, Dec 2023 13.1x.

## Superinvestors (SEC 13F-HR, Q2 2026)
1 of 80 tracked investors hold HOMB. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Bruce Berkowitz | Fairholme Capital | 0.02% | $345K | Unchanged |

## Insider sales (SEC Form 4, open-market, last ~7 months)
0 of 4 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-08-11 | Rankin Jim | Director | 15,000 | $463K | 6.7% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-08-04 | Tipton John Stephen | Centennial Bank CEO | 12,000 | $379K | 10.3% | No | Too little history (no open-market trades in 2023 or 2024) |
| 2026-06-01 | Allison John W Ii | Director | 2,000 | $53K | 0.3% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-04-21 | Floyd Jennifer C. | Chief Accounting Officer | 3,000 | $81K | 39.3% | No | Too little history (no open-market trades in 2023) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

## Insider purchases (SEC Form 4, open-market, last ~7 months)
1 purchase, $2.7M. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-04-17 | Allison John W | Chairman & CEO | 100,000 | $2.7M | 26.96 | Too little history (no open-market trades in 2023) |

## Analysts
Consensus Hold (mean 2.50 on a 1–5 scale), 10 analysts; mean target USD 32.75 (low 31, high 35).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-19 | Citigroup | Target lowered | Neutral | $32 → $31 |
| 2026-10-16 | Piper Sandler | Target lowered | Overweight | $36 → $34 |
| 2026-09-08 | Hovde Group | Initiated | Outperform | $34 |
| 2026-08-19 | Cantor Fitzgerald | Target raised | Neutral | $30 → $31 |
| 2026-07-21 | Citigroup | Target raised | Neutral | $29 → $32 |
| 2026-07-17 | Piper Sandler | Target raised | Overweight | $33 → $36 |
| 2026-07-17 | Stephens & Co. | Target raised | Overweight | $32 → $35 |
| 2026-07-17 | Keefe, Bruyette & Woods | Target raised | Market Perform | $30 → $32 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-18) |
|---|---|---|
| Total return | +14.3% | +42.1% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +14.3% | +7.3% |
| Volatility (annualized) | 19.8% | 25.3% |
| Max drawdown | -14.8% (Feb 2026→May 2026) | -21.7% (Nov 2022→May 2023) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 3.95 -2.47% · FITB (Fifth Third Bancorp) USD 53.23 +0.80% · TFC (Truist Financial Corporation) USD 48.42 +1.45% · DB (Deutsche Bank AG) USD 31.48 -2.39% · NWG (NatWest Group plc) USD 16.99 -2.30% · NU (Nu Holdings Ltd.) USD 14.73 -2.13%

## More
Full page: https://nexqual.com/HOMB · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Revenue by product line (quarter ended 2026-06-30)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| Other service charges and fees | $13.0M | — | +2.6% |
| Service charges on deposit accounts | $10.0M | — | +5.0% |
| Total revenue | — | 100% | — |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-12-31) | $0.65 | $0.64 | +1.7% | $292.5M | 10 |
| Next quarter (ends 2027-03-31) | $0.62 | $0.62 | +0.8% | $288.0M | 9 |
| Current fiscal year (ends 2026-12-31) | $2.53 | $2.52 | +0.7% | $1.15B | 10 |
| Next fiscal year (ends 2027-12-31) | $2.60 | $2.59 | +0.5% | $1.18B | 10 |

## Options: expected move (Cboe, 15-min delayed)

| Expiration | Days | ATM IV | Expected move |
|---|---|---|---|
| 2026-11-20 | 28 | 27.4% | ±3.5% |
| 2026-12-18 | 56 | 48.2% | ±20.4% |