# Intercorp Financial Services Inc. (IFS)

> Source: Nexqual · https://nexqual.com/IFS · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, Intercorp Financial Services Inc. (IFS), nexqual.com/IFS" · informational, not investment advice.

**Price:** USD 51.64 (-3.30% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 53.4 · day 50.6–53.4 · 52w 38.29–61.38 · market cap $5.70B · NYQ

## Key facts
- 1 of 80 tracked superinvestors hold IFS (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Insider open-market sales, last ~7 months: 1 Form 4 filings, $11K; 1 not under a Rule 10b5-1 plan ($11K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 2.33 on a 1–5 scale) (3 analysts), mean target USD 66.33 (range 60.78–72.95).
- Total return with dividends: 1Y +29.8% vs S&P 500 +14.9%; 5Y +137.1% vs S&P 500 +80.3%.
- Next earnings: 2026-11-09, EPS estimate USD 4.89, revenue estimate $1.74B.

## Superinvestors (SEC 13F-HR, Q2 2026)
1 of 80 tracked investors hold IFS. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Dodge & Cox Funds | Dodge & Cox | <0.01% | $991K | Unchanged |

## Insider sales (SEC Form 4, open-market, last ~7 months)
0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-03-26 | Santa Maria Guzman Hugo Antonio | Director | 225 | $11K | 100% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

## Analysts
Consensus Buy (mean 2.33 on a 1–5 scale), 3 analysts; mean target USD 66.33 (low 60.78, high 72.95).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-27 | JP Morgan | Target raised | Neutral | $56 → $62 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-18) |
|---|---|---|
| Total return | +29.8% | +137.1% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +29.9% | +18.8% |
| Volatility (annualized) | 33.0% | 30.9% |
| Max drawdown | -14.9% (Jul 2026→Oct 2026) | -40.3% (Mar 2022→Oct 2023) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 3.95 -2.47% · FITB (Fifth Third Bancorp) USD 53.23 +0.80% · DB (Deutsche Bank AG) USD 31.48 -2.39% · TFC (Truist Financial Corporation) USD 48.42 +1.45% · NWG (NatWest Group plc) USD 16.99 -2.30% · NU (Nu Holdings Ltd.) USD 14.73 -2.13%

## More
Full page: https://nexqual.com/IFS · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in IFS's own 20-F filed 2026-04-24 (https://www.sec.gov/Archives/edgar/data/1615903/000119312526177617/ifs-20251231.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Seguros Sura | "On May 31, 2017, we entered into a share purchase agreement with Sura Asset Management Company ("SUAM") and "Grupo Wiese" to acquire 100% of the capital stock of Seguros Sura S.A. ("Seguros Sura") and Hipotecaria Sura Em…" |
| Partner | Hipotecaria Sura Empresa Administradora Hipotecaria | "On May 31, 2017, we entered into a share purchase agreement with Sura Asset Management Company ("SUAM") and "Grupo Wiese" to acquire 100% of the capital stock of Seguros Sura S.A. ("Seguros Sura") and Hipotecaria Sura Em…" |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | $4.89 | $4.99 | -2.1% | $1.74B | 2 |
| Next quarter (ends 2026-12-31) | $5.02 | $5.06 | -0.9% | $1.62B | 2 |
| Current fiscal year (ends 2026-12-31) | $20.47 | $20.26 | +1.0% | $6.99B | 2 |
| Next fiscal year (ends 2027-12-31) | $23.46 | $22.87 | +2.6% | $7.92B | 2 |