# Inter & Co, Inc. (INTR)

> Source: Nexqual · https://nexqual.com/INTR · data as of 2026-10-23 13:32 UTC · cite as "Nexqual, Inter & Co, Inc. (INTR), nexqual.com/INTR" · informational, not investment advice.

**Price:** USD 6.77 (+0.33% today) · US market open, as of October 23, 2026 at 13:32 UTC; quotes may be delayed. Prev close 6.75 · day 6.72–6.91 · 52w 4.97–10.36 · market cap $2.99B · NMS

## Key facts
- 1 of 80 tracked superinvestors hold INTR (13F, Q2 2026): 1 new, 0 added, 0 reduced, 0 unchanged.
- Analysts: Buy (mean 2.18 on a 1–5 scale) (11 analysts), mean target USD 9.25 (range 5–12.4).
- Total return with dividends: 1Y -28.2% vs S&P 500 +14.9%; 5Y +106.4% vs S&P 500 +80.3%.
- Next earnings: 2026-11-12, EPS estimate USD 0.19, revenue estimate $2.71B.

## Superinvestors (SEC 13F-HR, Q2 2026)
1 of 80 tracked investors hold INTR. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Sarah Ketterer | Causeway Capital Management | 0.01% | $546K | New position |

## Analysts
Consensus Buy (mean 2.18 on a 1–5 scale), 11 analysts; mean target USD 9.25 (low 5, high 12.4).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-20 | UBS | Target raised | Buy | $8.8 → $10 |
| 2026-10-06 | JP Morgan | Target raised | Overweight | $9 → $11 |
| 2026-08-11 | UBS | Target lowered | Buy | $9.4 → $8.8 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2022-06-20) |
|---|---|---|
| Total return | -28.2% | +106.4% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -28.2% | +18.2% |
| Volatility (annualized) | 54.3% | 57.1% |
| Max drawdown | -50.0% (Jan 2026→Sep 2026) | -63.8% (Aug 2022→Mar 2023) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 3.88 -1.90% · FITB (Fifth Third Bancorp) USD 52.65 -1.09% · DB (Deutsche Bank AG) USD 30.77 -2.26% · TFC (Truist Financial Corporation) USD 48.03 -0.81% · NWG (NatWest Group plc) USD 16.58 -2.41% · NU (Nu Holdings Ltd.) USD 14.61 -0.81%

## More
Full page: https://nexqual.com/INTR · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in INTR's own 20-F filed 2026-04-30 (https://www.sec.gov/Archives/edgar/data/1864163/000207097926000185/intr-20251231.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Inter Securities | "In 2022, we also incorporated Inter Securities LLC, a fully licensed Broker Dealer, handling brokerage services for Inter customers wishing to invest in the American stock exchanges." |
| Partner | Brazilian | "Pursuant to Brazilian law, we may amend our deposit agreement in respect of the BDRs and the rights of BDR holders by means of an agreement with the BDR Depositary and without the consent of BDR holders." |
| Partner | Seguros | "We have important partnerships with Yelum Seguros (former Liberty Seguros) and HDI Seguros (former Sompo Seguros) to distribute their insurance products, some of them with exclusivity agreements for 15 years." |
| Partner | Inter&Co | "Pursuant to Brazilian law, we may amend the BDR deposit agreement and the rights of Inter&Co BDRs by means of an agreement with the BDR Depositary and without the consent of BDR holders." |
| Partner | Meta Platforms (META) | "He has over 20 years of experience in communication and business, including 17 years in senior leadership roles as Business Director at WPP Group agencies (Y&R, Wunderman, and VML) in Brazil, as well as serving as Global…" |
| Related party | Banco Inter | "These drawn risk operations were entered by Banco Inter in the ordinary course of business and in compliance with our related party transactions policy." |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | $0.19 | $0.20 | -5.7% | $2.71B | 6 |
| Next quarter (ends 2026-12-31) | $0.20 | $0.22 | -8.5% | $2.92B | 5 |
| Current fiscal year (ends 2026-12-31) | $0.77 | $0.79 | -2.9% | $10.72B | 9 |
| Next fiscal year (ends 2027-12-31) | $0.95 | $1.03 | -8.3% | $12.91B | 9 |

## Options: expected move (Cboe, 15-min delayed)

Expected move by 2026-11-20 (includes earnings 2026-11-12): ±20.6%.

| Expiration | Days | ATM IV | Expected move |
|---|---|---|---|
| 2026-11-20 | 28 | 77.5% | ±20.6% |
| 2027-01-15 | 84 | 57.6% | ±21.7% |
| 2027-04-16 | 175 | 42.6% | ±26.6% |