# Jiayin Group Inc. (JFIN)

> Source: Nexqual · https://nexqual.com/JFIN · data as of 2026-10-23 20:00 UTC · cite as "Nexqual, Jiayin Group Inc. (JFIN), nexqual.com/JFIN" · informational, not investment advice.

**Price:** USD 1.3 (+0.00% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 1.3 · day 1.27–1.34 · 52w 1.13–10.39 · market cap $67.8M · NGM

## Key facts
- Analysts: None.
- Total return with dividends: 1Y -87.1% vs S&P 500 +13.4%; 5Y -56.5% vs S&P 500 +76.9%.
- Next earnings: 2026-11-24, EPS estimate USD —, revenue estimate $0K.

## Analysts
Consensus None.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | -87.1% | -56.5% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -87.2% | -15.4% |
| Volatility (annualized) | 67.2% | 65.1% |
| Max drawdown | -88.0% (Oct 2025→Oct 2026) | -92.7% (Jun 2025→Oct 2026) |

## Peers (Credit Services)
SWRD (STEWARDS INC) USD 2.5 -4.94% · QFIN (Qfin Holdings, Inc.) USD 5.26 -3.84% · FINV (FinVolution Group) USD 2.94 -3.92% · LU (Lufax Holding Ltd) USD 8.06 -4.05% · GDOT (Green Dot Corporation) USD 12.36 -0.24% · PRAA (PRA Group, Inc.) USD 19.08 -4.43%

## More
Full page: https://nexqual.com/JFIN · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in JFIN's own 20-F filed 2026-04-28 (https://www.sec.gov/Archives/edgar/data/1743102/000119312526183485/jfin-20251231.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Dream Glory | "In February 2019, we entered into a shareholding entrustment agreement with Dream Glory L.P., pursuant to which Dream Glory L.P. is entrusted to hold the shares in connection with the 2019 Share Incentive Plan as a nomin…" |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2022-06-30) | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year (ends 2022-12-31) | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |

## Options: expected move (Cboe, 15-min delayed)

Expected move by 2027-01-15 (includes earnings 2026-11-24): ±152.7%.

| Expiration | Days | ATM IV | Expected move |
|---|---|---|---|
| 2027-01-15 | 83 | 261.0% | ±152.7% |