# Kemper Corporation 5.875% Fixed (KMPB)

> Source: Nexqual · https://nexqual.com/KMPB · data as of 2026-10-23 17:42 UTC · cite as "Nexqual, Kemper Corporation 5.875% Fixed (KMPB), nexqual.com/KMPB" · informational, not investment advice.

**Price:** USD 24.9 (-0.17% today) · US market open, as of October 23, 2026 at 17:42 UTC; quotes may be delayed. Prev close 24.94 · day 24.85–24.94 · 52w 22.03–24.95 · market cap null · NYQ

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $4.57B, net income -$496M (-10.8% margin), free cash flow $397M (SEC filings).
- Insider open-market purchases, last ~7 months: 5 Form 4 filings, $368K; 0 by opportunistic insiders, 0 by routine insiders.
- Total return with dividends: 1Y +11.7% vs S&P 500 +14.4%; 5Y +33.0% vs S&P 500 +77.1%.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $5.72B | $5.52B | $4.94B | $4.64B | $4.79B | $4.57B |
| Operating income | -$334M | -$167M | -$68.9M | — | — | — |
| Net income | -$124M | -$287M | -$272M | $318M | $143M | -$496M |
| EPS (diluted) | -$1.92 | -$4.50 | -$4.25 | $4.91 | $2.29 | — |
| Free cash flow | $293M | -$241M | -$188M | $330M | $554M | $397M |
| Operating margin | -5.8% | -3.0% | -1.4% | — | — | — |
| Net margin | -2.2% | -5.2% | -5.5% | 6.9% | 3.0% | -10.8% |
| Revenue growth | +9.9% | -3.4% | -10.5% | -6.2% | +3.3% | — |
| Cash + short-term investments | — | $491M | $585M | $1.10B | $440M | — |
| Total debt | $1.12B | $1.39B | $1.39B | $1.39B | $944M | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)

P/E at fiscal year-ends: Dec 2025 10.2x, Dec 2024 4.8x.

## Insider purchases (SEC Form 4, open-market, last ~7 months)
5 purchases, $368K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-08-13 | McAnena Stephen J | President and CEO | 3,000 | $80K | 26.5 | Too little history (no open-market trades in 2023–2025) |
| 2026-08-11 | Evans Carl Thomas Jr. | EVP, Sec. & General Counsel | 1,000 | $27K | 26.53 | Too little history (no open-market trades in 2023–2025) |
| 2026-08-11 | Camden Bradley T | EVP and CFO | 1,000 | $26K | 26.34 | Too little history (no open-market trades in 2023–2025) |
| 2026-08-11 | Laderman Gerald | Director | 4,000 | $106K | 26.49 | Too little history (no open-market trades in 2023) |
| 2026-08-10 | Gorevic Jason N | Director | 5,000 | $130K | 25.91 | Too little history (no open-market trades in 2023 or 2024) |
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2022-03-14) |
|---|---|---|
| Total return | +11.7% | +33.0% |
| S&P 500 (SPY) | +14.4% | +77.1% |
| Per year | +11.7% | +6.4% |
| Volatility (annualized) | 7.0% | 16.7% |
| Max drawdown | -6.2% (Feb 2026→Mar 2026) | -27.7% (Aug 2022→May 2023) |

## Peers
SKHCF (Sonic Healthcare Ltd.) USD 13 +0.00% · EBCOY (Ebara Corp.) USD 12 +0.00% · INTJ (Intelligent Group Limited) USD 3.19 +6.51% · CLPXY (China Longyuan Power Group) USD 6.65 -0.00% · WRDLY (Worldline SA) USD 6.75 +3.69%

## More
Full page: https://nexqual.com/KMPB · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)


Other companies that name KMPB in their own reports (relationship from KMPB's side):

| Relationship | Company | Their filing | Sentence |
|---|---|---|---|
| partner | Oaktree Specialty Lending Corp (OCSL) | 10-K 2025-11-18 | "These included debt investments in 124 companies, equity investments in 35 companies and our investments in Senior Loan Fund JV I, LLC, or SLF JV I, a joint venture through which we and Trinity Univer…" |

## Revenue by business segment (quarter ended 2026-06-30)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| Specialty Property & Casualty Insurance | $951.6M | 87.1% | -10.5% |
| Life Insurance | $152.4M | 13.9% | +4.7% |
| Total revenue | $1.09B | 100% | — |

## Company outlook (8-K filed 2026-08-05)

- "Kemper assumes no obligation to publicly correct or update any forward-looking statements as a result of events or developments subsequent to the date of this press release. 15 ### Contacts Investors: Michael Marinaccio 312.661.4930 or investors@kemper.com Media: Barbara Ciesemier 312.661.4521 or bciesemier@kemper.com 16"