# Lufax Holding Ltd (LU)

> Source: Nexqual · https://nexqual.com/LU · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, Lufax Holding Ltd (LU), nexqual.com/LU" · informational, not investment advice.

**Price:** USD 0.84 (+0.95% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 0.83 · day 0.83–0.86 · 52w 0.83–34.4 · market cap $728M · NYQ

## Key facts
- Total return with dividends: 1Y -73.8% vs S&P 500 +14.9%; 5Y -99.2% vs S&P 500 +80.3%.
- Next earnings: 2026-10-27, EPS estimate USD —, revenue estimate $0K.

## Analysts
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-28 | JP Morgan | Upgrade | Neutral → Overweight | $2 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-18) |
|---|---|---|
| Total return | -73.8% | -99.2% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -74.0% | -62.0% |
| Volatility (annualized) | 55.2% | 125.6% |
| Max drawdown | -74.9% (Oct 2025→Oct 2026) | -99.2% (Nov 2021→Oct 2026) |

## Peers (Credit Services)
FINV (FinVolution Group) USD 3.06 +2.00% · GDOT (Green Dot Corporation) USD 12.39 +1.56% · PRAA (PRA Group, Inc.) USD 19.96 -2.87% · WRLD (World Acceptance Corporation) USD 169.66 +1.69% · QFIN (Qfin Holdings, Inc.) USD 5.47 +0.37% · NAVI (Navient Corporation) USD 8.86 -1.88%

## More
Full page: https://nexqual.com/LU · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in LU's own 20-F filed 2026-04-30 (https://www.sec.gov/Archives/edgar/data/1816007/000119312526194102/d88899d20f.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | ByteDance | "Externally, it collaborates with major internet platforms, including Ant Group, Meituan, ByteDance and Duxiaoman." |
| Related party | OneConnect Financial Technology | "On November 13, 2023, we entered into a share purchase agreement with our related parties, OneConnect Financial Technology Co., Ltd. and Ping An OneConnect Bank (Hong Kong) Limited." |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year (ends 2026-12-31) | $-20.72 | $0.00 | — | $25.43B | 2 |
| Next fiscal year (ends 2027-12-31) | $11.50 | $18.25 | -37.0% | $25.09B | 2 |

## Options: expected move (Cboe, 15-min delayed)

Expected move by 2026-12-18 (includes earnings 2026-10-27): ±80.4%.

| Expiration | Days | ATM IV | Expected move |
|---|---|---|---|
| 2026-12-18 | 56 | 232.0% | ±80.4% |
| 2027-01-15 | 84 | 85.2% | ±42.9% |
| 2027-03-19 | 147 | 177.0% | ±62.5% |