# Medallion Bank (MBNKO)

> Source: Nexqual · https://nexqual.com/MBNKO · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, Medallion Bank (MBNKO), nexqual.com/MBNKO" · informational, not investment advice.

**Price:** USD 23.8 (+0.55% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 23.67 · day 23.56–23.93 · 52w 23.34–26.2 · market cap null · NCM

## Key facts
- Total return with dividends: 1Y +5.0% vs S&P 500 +18.1%; 5Y +10.8% vs S&P 500 +85.1%.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Net income | $54.1M | $43.8M | $55.1M | $35.9M | $43.0M | $32.4M |
| EPS (diluted) | $2.17 | $1.83 | $2.37 | $1.52 | $1.78 | — |
| Cash + short-term investments | $64.5M | $33.2M | $52.6M | $98.2M | $136M | — |
| Total debt | $220M | $219M | $244M | $281M | $311M | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)

P/E at fiscal year-ends: Dec 2025 14.1x.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2025-05-19) |
|---|---|---|
| Total return | +5.0% | +10.8% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +5.0% | +7.6% |
| Volatility (annualized) | 7.9% | 7.8% |
| Max drawdown | -7.3% (Sep 2026→Oct 2026) | -6.3% (Sep 2026→Oct 2026) |

## Peers (Banks - Regional)
MFG (Mizuho Financial Group, Inc. Sp) USD 10.22 -3.58% · HDB (HDFC Bank Limited) USD 23.53 +3.38% · IBN (ICICI Bank Limited) USD 29.44 +3.15% · ITUB (Itau Unibanco Banco Holding SA) USD 9.5 -3.94% · USB (U.S. Bancorp) USD 57.39 +0.88% · PNC (PNC Financial Services Group, I) USD 214.94 -2.07%

## More
Full page: https://nexqual.com/MBNKO · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt