# NYLI Moderate Allocation Investor Class (MMRDX)

> Source: Nexqual · https://nexqual.com/MMRDX · data as of 2026-10-24 00:03 UTC · cite as "Nexqual, NYLI Moderate Allocation Investor Class (MMRDX), nexqual.com/MMRDX" · informational, not investment advice.

**Price:** USD 15.21 (-0.26% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 15.25 · day 15.21–15.21 · 52w 13.83–15.69 · market cap null · NAS

## Key facts
- Total return with dividends: 1Y +7.3% vs S&P 500 +13.4%; 5Y +25.3% vs S&P 500 +76.9%.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | +7.3% | +25.3% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +7.3% | +4.6% |
| Volatility (annualized) | 8.8% | 10.5% |
| Max drawdown | -6.4% (Feb 2026→Mar 2026) | -20.6% (Nov 2021→Sep 2022) |

## Peers
MGDNX (MainStay Growth Allocation Fund) USD 17.67 -0.00% · MHHIX (MainStay MacKay High Yield Corp) USD 5.06 +0.00% · MCKNX (MainStay Conservative Allocatio) USD 12.55 -0.00% · MYSPX (MainStay MacKay S&P 500 Index F) USD 81.08 -0.00% · MGXNX (MainStay Equity Allocation Fund) USD 19.35 -0.00%

## More
Full page: https://nexqual.com/MMRDX · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt