# NYLI Income Builder Class I (MTOIX)

> Source: Nexqual · https://nexqual.com/MTOIX · data as of 2026-10-24 00:03 UTC · cite as "Nexqual, NYLI Income Builder Class I (MTOIX), nexqual.com/MTOIX" · informational, not investment advice.

**Price:** USD 26.08 (-0.34% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 26.17 · day 26.08–26.08 · 52w 22.4–26.79 · market cap null · NAS

## Key facts
- Total return with dividends: 1Y +16.2% vs S&P 500 +13.4%; 5Y +45.1% vs S&P 500 +76.9%.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | +16.2% | +45.1% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +16.3% | +7.8% |
| Volatility (annualized) | 9.2% | 10.7% |
| Max drawdown | -6.7% (Feb 2026→Mar 2026) | -21.2% (Dec 2021→Sep 2022) |

## Peers
MSPIX (MainStay MacKay S&P 500 Index F) USD 83.41 -0.00% · MUBFX (MainStay MAP Equity Fund - Clas) USD 39.17 +0.00% · MOPIX (MainStay MacKay Small Cap Core ) USD 35.86 -0.00% · MSDIX (MainStay MacKay Unconstrained B) USD 8.45 +0.00% · MHYIX (MainStay MacKay High Yield Corp) USD 5.02 +0.00%

## More
Full page: https://nexqual.com/MTOIX · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt