# NewtekOne, Inc. (NEWTP)

> Source: Nexqual · https://nexqual.com/NEWTP · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, NewtekOne, Inc. (NEWTP), nexqual.com/NEWTP" · informational, not investment advice.

**Price:** USD 24.22 (+0.91% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 24 · day 24.06–24.25 · 52w 22.51–27.98 · market cap null · NGM

## Key facts
- Total return with dividends: 1Y +11.5% vs S&P 500 +18.1%; 5Y +10.7% vs S&P 500 +85.1%.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2023 | FY2023 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Net income | $84.1M | $32.3M | $47.3M | $50.9M | $60.5M | $65.5M |
| EPS (diluted) | $3.69 | $1.34 | $1.88 | $1.96 | $2.18 | — |
| Free cash flow | $141M | -$62.4M | -$170M | -$153M | -$579M | -$740M |
| Cash + short-term investments | $187M | $126M | $184M | $381M | $310M | — |
| Total debt | $472M | $539M | $644M | $708M | $820M | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)

P/E at fiscal year-ends: Dec 2025 10.2x.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2025-08-11) |
|---|---|---|
| Total return | +11.5% | +10.7% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +11.5% | +9.0% |
| Volatility (annualized) | 9.5% | 7.4% |
| Max drawdown | -5.5% (Oct 2025→Dec 2025) | -4.2% (Oct 2025→Nov 2025) |

## Peers (Banks - Regional)
MFG (Mizuho Financial Group, Inc. Sp) USD 10.22 -3.58% · HDB (HDFC Bank Limited) USD 23.53 +3.38% · IBN (ICICI Bank Limited) USD 29.44 +3.15% · ITUB (Itau Unibanco Banco Holding SA) USD 9.5 -3.94% · USB (U.S. Bancorp) USD 57.39 +0.88% · PNC (PNC Financial Services Group, I) USD 214.94 -2.07%

## More
Full page: https://nexqual.com/NEWTP · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt