# Oportun Financial Corporation (OPRT)

> Source: Nexqual · https://nexqual.com/OPRT · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, Oportun Financial Corporation (OPRT), nexqual.com/OPRT" · informational, not investment advice.

**Price:** USD 9.21 (+4.90% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 8.78 · day 8.73–9.26 · 52w 4.03–9.27 · market cap $424M · NMS

## Key facts
- Analysts: Hold (mean 2.50 on a 1–5 scale) (4 analysts), mean target USD 11.5 (range 9–13).
- Total return with dividends: 1Y +75.8% vs S&P 500 +18.1%; 5Y -63.5% vs S&P 500 +85.1%.
- Next earnings: 2026-11-03, EPS estimate USD 0.45, revenue estimate $238M.

## Analysts
Consensus Hold (mean 2.50 on a 1–5 scale), 4 analysts; mean target USD 11.5 (low 9, high 13).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-07 | Jefferies | Target raised | Hold | $6 → $9 |
| 2026-08-06 | Stephens & Co. | Target raised | Overweight | $7 → $8 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | +75.8% | -63.5% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +76.1% | -18.2% |
| Volatility (annualized) | 61.5% | 83.1% |
| Max drawdown | -31.7% (Jan 2026→Mar 2026) | -92.3% (Nov 2021→Nov 2023) |

## Peers (Credit Services)
SWRD (STEWARDS INC) USD 2.59 +3.60% · GDOT (Green Dot Corporation) USD 12.26 -1.13% · QFIN (Qfin Holdings, Inc.) USD 5.82 +1.22% · FINV (FinVolution Group) USD 3.16 +2.93% · PRAA (PRA Group, Inc.) USD 19.95 -2.54% · LU (Lufax Holding Ltd) USD 0.88 -3.97%

## More
Full page: https://nexqual.com/OPRT · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt