# Oxbridge Re Holdings Limited (OXBR)

> Source: Nexqual · https://nexqual.com/OXBR · data as of 2026-10-23 20:00 UTC · cite as "Nexqual, Oxbridge Re Holdings Limited (OXBR), nexqual.com/OXBR" · informational, not investment advice.

**Price:** USD 0.95 (-4.98% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 1 · day 0.95–1 · 52w 0.66–1.86 · market cap $7.7M · NCM

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $2.8M, net income $131K (4.7% margin) (SEC filings).
- Valuation: P/E 59.0x.
- Total return with dividends: 1Y -44.4% vs S&P 500 +13.4%; 5Y -71.2% vs S&P 500 +76.9%.
- Next earnings: 2026-11-05, EPS estimate USD -0.05, revenue estimate $422K.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $10.2M | $850K | -$7.0M | $546K | $2.6M | $2.8M |
| Net income | $8.6M | -$1.8M | -$9.9M | -$2.7M | -$2.1M | $131K |
| EPS (diluted) | $1.49 | -$0.31 | -$1.69 | -$0.45 | -$0.28 | — |
| Free cash flow | -$256K | — | -$1.3M | — | -$1.4M | — |
| Net margin | 83.8% | -210.5% | 140.7% | -499.3% | -80.7% | 4.7% |
| Revenue growth | +742.3% | -91.7% | -929.3% | +107.7% | +372.0% | — |
| Cash + short-term investments | $5.4M | $3.9M | $495K | $2.1M | $268K | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)
P/E 59.0x · P/S 2.8x · P/B 1.2x · Earnings yield 1.69%

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | -44.4% | -71.2% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -44.6% | -22.1% |
| Volatility (annualized) | 98.4% | 88.1% |
| Max drawdown | -59.9% (Oct 2025→Apr 2026) | -89.5% (Dec 2021→Apr 2026) |

## Peers (Insurance - Reinsurance)
GLRE (Greenlight Reinsurance, Ltd.) USD 15.1 -1.31% · SPNT (SiriusPoint Ltd.) USD 25.76 -0.77% · HG (Hamilton Insurance Group, Ltd.) USD 36.32 -2.13% · RNR (RenaissanceRe Holdings Ltd.) USD 352.6 -2.76% · EG (Everest Group, Ltd.) USD 398.6 -2.20% · RGA (Reinsurance Group of America, I) USD 263.94 -2.98%

## More
Full page: https://nexqual.com/OXBR · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | $-0.05 | $0.00 | — | $422,000 | 1 |
| Next quarter (ends 2026-12-31) | $-0.03 | $0.00 | — | $538,000 | 1 |
| Current fiscal year (ends 2026-12-31) | $-0.04 | $0.00 | — | $2.5M | 1 |
| Next fiscal year (ends 2027-12-31) | $-0.13 | $0.00 | — | $2.4M | 1 |