# Bank OZK (OZK)

> Source: Nexqual · https://nexqual.com/OZK · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, Bank OZK (OZK), nexqual.com/OZK" · informational, not investment advice.

**Price:** USD 49.67 (+3.29% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 48.09 · day 47.83–50.11 · 52w 42.37–53.39 · market cap $5.42B · NMS

## Key facts
- 2 of 80 tracked superinvestors hold OZK (13F, Q2 2026): 0 new, 0 added, 1 reduced, 1 unchanged.
- Analysts: Hold (mean 2.80 on a 1–5 scale) (10 analysts), mean target USD 54.22 (range 40–65).
- Total return with dividends: 1Y +14.7% vs S&P 500 +14.9%; 5Y +33.6% vs S&P 500 +80.3%.
- Next earnings: 2027-01-19, EPS estimate USD 1.45, revenue estimate $443M.

## Superinvestors (SEC 13F-HR, Q2 2026)
2 of 80 tracked investors hold OZK. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Bruce Berkowitz | Fairholme Capital | 3.22% | $48.0M | Unchanged |
| Francois Rochon | Giverny Capital | 2.10% | $62.4M | Reduced -2.7% |

## Analysts
Consensus Hold (mean 2.80 on a 1–5 scale), 10 analysts; mean target USD 54.22 (low 40, high 65).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-05 | TD Cowen | Target lowered | Hold | $52 → $50 |
| 2026-09-30 | Wells Fargo | Target lowered | Equal-Weight | $56 → $51 |
| 2026-09-28 | Morgan Stanley | Target raised | Underweight | $56 → $57 |
| 2026-09-08 | Morgan Stanley | Downgrade | Equal-Weight → Underweight | $56 |
| 2026-08-10 | Wells Fargo | Target raised | Equal-Weight | $52 → $56 |
| 2026-07-28 | UBS | Target raised | Neutral | $50 → $51 |
| 2026-07-24 | TD Cowen | Target lowered | Hold | $53 → $52 |
| 2026-07-06 | TD Cowen | Downgrade | Buy → Hold | $53 |
| 2026-07-06 | Wells Fargo | Target raised | Equal-Weight | $50 → $52 |
| 2026-06-29 | Morgan Stanley | Target raised | Equal-Weight | $54 → $56 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2021-10-18) |
|---|---|---|
| Total return | +14.7% | +33.6% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +14.7% | +6.0% |
| Volatility (annualized) | 23.7% | 32.3% |
| Max drawdown | -17.9% (Jul 2026→Oct 2026) | -34.6% (Jan 2022→May 2023) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 3.95 -2.47% · FITB (Fifth Third Bancorp) USD 53.23 +0.80% · DB (Deutsche Bank AG) USD 31.48 -2.39% · TFC (Truist Financial Corporation) USD 48.42 +1.45% · NWG (NatWest Group plc) USD 16.99 -2.30% · NU (Nu Holdings Ltd.) USD 14.73 -2.13%

## More
Full page: https://nexqual.com/OZK · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-12-31) | $1.45 | $1.43 | +1.8% | $443.3M | 9 |
| Next quarter (ends 2027-03-31) | $1.40 | $1.41 | -0.8% | $436.3M | 5 |
| Current fiscal year (ends 2026-12-31) | $5.84 | $5.79 | +1.0% | $1.74B | 10 |
| Next fiscal year (ends 2027-12-31) | $6.02 | $6.20 | -2.9% | $1.82B | 10 |

## Options: expected move (Cboe, 15-min delayed)

Expected move by 2027-02-19 (includes earnings 2027-01-19): ±11.7%; earnings reaction alone ±3.7%.

| Expiration | Days | ATM IV | Expected move |
|---|---|---|---|
| 2026-11-20 | 28 | 27.1% | ±6.1% |
| 2026-12-18 | 56 | 26.1% | ±8.3% |
| 2027-01-15 | 84 | 24.3% | ±9.7% |
| 2027-02-19 | 119 | 25.5% | ±11.7% |
| 2027-05-21 | 210 | 28.5% | ±17.1% |
| 2027-08-20 | 301 | 27.1% | ±19.2% |
| 2027-11-19 | 392 | 26.9% | ±21.5% |