# Pelagos Insurance Capital Limit (PLGO)

> Source: Nexqual · https://nexqual.com/PLGO · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, Pelagos Insurance Capital Limit (PLGO), nexqual.com/PLGO" · informational, not investment advice.

**Price:** USD 26.21 (+2.26% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 25.63 · day 25.69–26.27 · 52w 17.74–26.34 · market cap $2.17B · NYQ

## Key facts
- Analysts: Hold (mean 2.78 on a 1–5 scale) (9 analysts), mean target USD 25.17 (range 21.5–29).
- Total return with dividends: 1Y +46.9% vs S&P 500 +14.9%; 5Y +103.0% vs S&P 500 +80.3%.
- Next earnings: 2026-11-11, EPS estimate USD 0.71, revenue estimate $708M.

## Analysts
Consensus Hold (mean 2.78 on a 1–5 scale), 9 analysts; mean target USD 25.17 (low 21.5, high 29).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-14 | Keefe, Bruyette & Woods | Target lowered | Outperform | $29 → $28 |
| 2026-08-13 | Barclays | Target lowered | Equal-Weight | $24 → $23 |
| 2026-08-13 | Citizens | Target raised | Market Outperform | $28 → $29 |
| 2026-07-20 | JP Morgan | Target raised | Underweight | $23 → $26 |
| 2026-07-10 | Citizens | Target raised | Market Outperform | $27 → $28 |
| 2026-07-08 | UBS | Target raised | Buy | $28 → $29 |
| 2026-07-08 | Keefe, Bruyette & Woods | Target raised | Outperform | $28 → $29 |
| 2026-07-07 | Barclays | Target raised | Equal-Weight | $22 → $24 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-23) | 5Y (from 2023-06-26) |
|---|---|---|
| Total return | +46.9% | +103.0% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +47.1% | +23.7% |
| Volatility (annualized) | 27.6% | 28.6% |
| Max drawdown | -12.4% (Jul 2026→Aug 2026) | -29.3% (Nov 2024→Feb 2025) |

## Peers (Insurance - Diversified)
XZO (Exzeo Group, Inc.) USD 17 +3.16% · IGIC (International General Insurance) USD 25.07 +0.72% · BNT (Brookfield Wealth Solutions Ltd) USD 38.26 +2.05% · AEG (Aegon Ltd. New York Registry Sh) USD 8.21 -2.15% · WDH (Waterdrop Inc.) USD 1.01 +0.00% · ACGL (Arch Capital Group Ltd.) USD 102.69 +2.40%

## More
Full page: https://nexqual.com/PLGO · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | $0.71 | $0.72 | -1.4% | $708.0M | 9 |
| Next quarter (ends 2026-12-31) | $1.09 | $1.05 | +3.9% | $709.8M | 7 |
| Current fiscal year (ends 2026-12-31) | $3.05 | $3.54 | -13.9% | $2.64B | 9 |
| Next fiscal year (ends 2027-12-31) | $3.91 | $4.07 | -3.7% | $2.79B | 9 |
