# Regional Management Corp. (RM)

> Source: Nexqual · https://nexqual.com/RM · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, Regional Management Corp. (RM), nexqual.com/RM" · informational, not investment advice.

**Price:** USD 34.47 (+3.27% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 33.38 · day 33.8–34.85 · 52w 29.89–44.3 · market cap $318M · NYQ

## Key facts
- Analysts: Buy (mean 1.67 on a 1–5 scale) (3 analysts), mean target USD 43.83 (range 38.5–50).
- Total return with dividends: 1Y -8.0% vs S&P 500 +18.1%; 5Y -28.4% vs S&P 500 +85.1%.
- Next earnings: 2026-10-28, EPS estimate USD 1.5, revenue estimate $175M.

## Analysts
Consensus Buy (mean 1.67 on a 1–5 scale), 3 analysts; mean target USD 43.83 (low 38.5, high 50).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-30 | Citizens | Target lowered | Market Outperform | $45 → $43 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | -8.0% | -28.4% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -8.0% | -6.5% |
| Volatility (annualized) | 48.3% | 39.4% |
| Max drawdown | -29.9% (Jul 2026→Sep 2026) | -60.9% (Nov 2021→Nov 2023) |

## Peers (Credit Services)
SWRD (STEWARDS INC) USD 2.59 +3.60% · GDOT (Green Dot Corporation) USD 12.26 -1.13% · QFIN (Qfin Holdings, Inc.) USD 5.82 +1.22% · FINV (FinVolution Group) USD 3.16 +2.93% · PRAA (PRA Group, Inc.) USD 19.95 -2.54% · LU (Lufax Holding Ltd) USD 0.88 -3.97%

## More
Full page: https://nexqual.com/RM · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt