# Root, Inc. (ROOT)

> Source: Nexqual · https://nexqual.com/ROOT · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, Root, Inc. (ROOT), nexqual.com/ROOT" · informational, not investment advice.

**Price:** USD 50.53 (+2.87% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 49.12 · day 49.26–50.81 · 52w 40.91–91 · market cap $783M · NMS

## Key facts
- Analysts: Hold (mean 2.67 on a 1–5 scale) (6 analysts), mean target USD 57 (range 47–75).
- Total return with dividends: 1Y -33.0% vs S&P 500 +18.1%; 5Y -44.7% vs S&P 500 +85.1%.
- Next earnings: 2026-11-04, EPS estimate USD 0.6, revenue estimate $383M.

## Analysts
Consensus Hold (mean 2.67 on a 1–5 scale), 6 analysts; mean target USD 57 (low 47, high 75).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-12 | Wells Fargo | Target lowered | Equal-Weight | $53 → $47 |
| 2026-08-11 | Jefferies | Downgrade | Buy → Hold | $78 → $58 |
| 2026-08-06 | Keefe, Bruyette & Woods | Target lowered | Outperform | $95 → $80 |
| 2026-07-09 | Wells Fargo | Target raised | Equal-Weight | $58 → $61 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | -33.0% | -44.7% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -33.1% | -11.2% |
| Volatility (annualized) | 65.6% | 102.2% |
| Max drawdown | -52.4% (Nov 2025→Apr 2026) | -96.5% (Nov 2021→Mar 2023) |

## Peers (Insurance - Property & Casualty)
HMN (Horace Mann Educators Corporati) USD 45.98 +0.33% · PRCH (Porch Group, Inc.) USD 17.57 +2.03% · HCI (HCI Group, Inc.) USD 196.38 -1.26% · SKWD (Skyward Specialty Insurance Gro) USD 60.18 +0.94% · SLDE (Slide Insurance Holdings, Inc.) USD 26.53 +4.04% · LMND (Lemonade, Inc.) USD 45.86 +2.57%

## More
Full page: https://nexqual.com/ROOT · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt