# American Funds 2020 Trgt Dt Rtr Inc R-6 (RRCTX)

> Source: Nexqual · https://nexqual.com/RRCTX · data as of 2026-10-24 00:03 UTC · cite as "Nexqual, American Funds 2020 Trgt Dt Rtr Inc R-6 (RRCTX), nexqual.com/RRCTX" · informational, not investment advice.

**Price:** USD 14.84 (-0.34% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 14.89 · day 14.84–14.84 · 52w 13.99–15.39 · market cap null · NAS

## Key facts
- Total return with dividends: 1Y +5.3% vs S&P 500 +13.4%; 5Y +29.9% vs S&P 500 +76.9%.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | +5.3% | +29.9% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +5.3% | +5.4% |
| Volatility (annualized) | 6.0% | 7.8% |
| Max drawdown | -5.1% (Feb 2026→Mar 2026) | -17.0% (Dec 2021→Oct 2022) |

## Peers
RFDTX (American Funds 2025 Target Date) USD 16.85 -0.00% · RFETX (American Funds 2030 Target Date) USD 19.66 +0.00% · RFITX (American Funds 2050 Target Date) USD 25.51 -0.00% · RFGTX (American Funds 2040 Target Date) USD 24.71 +0.00% · RFHTX (American Funds 2045 Target Date) USD 25.85 -0.00%

## More
Full page: https://nexqual.com/RRCTX · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt