# Selective Insurance Group, Inc. (SIGI)

> Source: Nexqual · https://nexqual.com/SIGI · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, Selective Insurance Group, Inc. (SIGI), nexqual.com/SIGI" · informational, not investment advice.

**Price:** USD 87.3 (+1.26% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 86.21 · day 86.85–88.39 · 52w 72.78–100.4 · market cap $5.20B · NMS

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $5.47B, net income $498M (9.1% margin), free cash flow $1.19B (SEC filings).
- Valuation: P/E 10.5x (avg 18.4x at the last 3 fiscal year-ends).
- Analysts: Hold (mean 2.75 on a 1–5 scale) (8 analysts), mean target USD 100.14 (range 80–115).
- Total return with dividends: 1Y +10.6% vs S&P 500 +18.1%; 5Y +20.2% vs S&P 500 +85.1%.
- Next earnings: 2026-10-22, EPS estimate USD 1.93, revenue estimate $1.35B.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $3.38B | $3.56B | $4.23B | $4.86B | $5.34B | $5.47B |
| Net income | $404M | $225M | $365M | $207M | $466M | $498M |
| EPS (diluted) | $6.50 | $3.54 | $5.84 | $3.23 | $7.49 | — |
| Free cash flow | $749M | $776M | $736M | $1.07B | $1.19B | $1.19B |
| Net margin | 12.0% | 6.3% | 8.6% | 4.3% | 8.7% | 9.1% |
| Revenue growth | +15.6% | +5.3% | +18.9% | +14.9% | +9.8% | — |
| Cash + short-term investments | $45.1M | $25.2M | $13.3M | $63.0M | $18.0M | — |
| Total debt | $506M | $505M | $504M | $508M | — | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)
P/E 10.5x · P/S 0.9x · P/FCF 4.4x · P/B 1.4x · FCF yield 22.86% · Earnings yield 9.57% · Dividend yield (paid, TTM) 1.88% · Buyback yield (TTM) 2.59%
P/E at fiscal year-ends: Dec 2025 11.0x, Dec 2024 27.7x, Dec 2023 16.6x.

## Analysts
Consensus Hold (mean 2.75 on a 1–5 scale), 8 analysts; mean target USD 100.14 (low 80, high 115).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-09-28 | Piper Sandler | Target lowered | Neutral | $105 → $97 |
| 2026-07-30 | Keefe, Bruyette& Woods | Target raised | Market Perform | $101 → $102 |
| 2026-07-28 | BMO Capital | Downgrade | Outperform → Market Perform | $97 |
| 2026-07-27 | RBC Capital | Target raised | Outperform | $110 → $115 |
| 2026-07-15 | Piper Sandler | Target raised | Neutral | $93 → $103 |
| 2026-07-13 | RBC Capital | Target raised | Outperform | $100 → $110 |
| 2026-07-08 | Keefe, Bruyette & Woods | Target raised | Market Perform | $88 → $101 |
| 2026-07-06 | Morgan Stanley | Target raised | Underweight | $72 → $80 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | +10.6% | +20.2% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +10.6% | +3.7% |
| Volatility (annualized) | 23.9% | 24.8% |
| Max drawdown | -17.8% (Feb 2026→Mar 2026) | -29.7% (Mar 2024→Mar 2026) |

## Peers (Insurance - Property & Casualty)
WTM (White Mountains Insurance Group) USD 2,143.73 +2.42% · RLI (RLI Corp.) USD 59.48 +4.17% · PLMR (Palomar Holdings, Inc.) USD 137.61 +3.13% · LMND (Lemonade, Inc.) USD 45.86 +2.57% · THG (Hanover Insurance Group Inc) USD 228.42 +2.69% · KNSL (Kinsale Capital Group, Inc.) USD 357.49 +5.15%

## More
Full page: https://nexqual.com/SIGI · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt