# Santander Holdings USA, Inc. (SNUS-PI)

> Source: Nexqual · https://nexqual.com/SNUS-PI · data as of 2026-10-14 19:58 UTC · cite as "Nexqual, Santander Holdings USA, Inc. (SNUS-PI), nexqual.com/SNUS-PI" · informational, not investment advice.

**Price:** USD 24.99 (+0.04% on the day) · last close of Oct 14, 2026; US market pre market, not a live price. Prev close 24.98 · day 24.98–24.99 · 52w 23.08–25.42 · market cap null · NYQ

## Key facts
- Analysts: None.
- Total return with dividends: 1Y +4.9% vs S&P 500 +18.1%; 5Y +4.9% vs S&P 500 +85.1%.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $0K | — | — | — | — | — |
| Net income | $2.98B | $1.41B | $933M | $1.08B | $1.65B | $1.78B |
| Free cash flow | $8.31B | $5.06B | — | — | — | — |
| Cash + short-term investments | $19.3B | $10.2B | $13.1B | $18.5B | $14.4B | — |
| Total debt | $41.1B | $43.6B | $44.1B | $44.0B | $37.1B | — |
Fiscal years end Dec. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)


## Analysts
Consensus None.

## Total return (dividends reinvested)
|  | 1Y (from 2026-08-28) | 5Y (from 2026-08-24) |
|---|---|---|
| Total return | +4.9% | +4.9% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | — | — |
| Volatility (annualized) | 22.6% | 19.9% |
| Max drawdown | -3.4% (Aug 2026→Sep 2026) | -2.9% (Aug 2026→Aug 2026) |

## Peers (Banks - Regional)
MFG (Mizuho Financial Group, Inc. Sp) USD 10.22 -3.58% · HDB (HDFC Bank Limited) USD 23.53 +3.38% · IBN (ICICI Bank Limited) USD 29.44 +3.15% · ITUB (Itau Unibanco Banco Holding SA) USD 9.5 -3.94% · USB (U.S. Bancorp) USD 57.39 +0.88% · PNC (PNC Financial Services Group, I) USD 214.94 -2.07%

## More
Full page: https://nexqual.com/SNUS-PI · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt