# Savers Value Village, Inc. (SVV)

> Source: Nexqual · https://nexqual.com/SVV · data as of 2026-10-23 20:00 UTC · cite as "Nexqual, Savers Value Village, Inc. (SVV), nexqual.com/SVV" · informational, not investment advice.

**Price:** USD 9.37 (-4.87% on the day) · last close of Oct 23, 2026; US market after hours, not a live price. Prev close 9.85 · day 9.36–9.68 · 52w 6.91–13.88 · market cap $1.44B · NYQ

## Key facts
- Last four reported quarters (through Jul 4, 2026): revenue $1.74B, net income $24.8M (1.4% margin), free cash flow $81.8M (SEC filings).
- Valuation: P/E 57.9x (avg 61.5x at the last 3 fiscal year-ends), EV/EBITDA 9.3x, net debt $634M.
- Earnings quality: non-operating income -$93.0M vs operating income $134M over the last four quarters; P/E excluding non-operating income ≈16.8x (estimate: non-operating income taxed at the company's 35% effective rate).
- Insider open-market sales, last ~7 months: 12 Form 4 filings, $479M; 3 not under a Rule 10b5-1 plan ($472M); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 2.33 on a 1–5 scale) (12 analysts), mean target USD 14.23 (range 11–20).
- Total return with dividends: 1Y -30.5% vs S&P 500 +13.4%; 5Y -60.5% vs S&P 500 +76.9%.
- Next earnings: 2026-11-05, EPS estimate USD 0.16, revenue estimate $459M.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $1.20B | $1.44B | $1.50B | $1.54B | $1.68B | $1.74B |
| Gross profit | $331M | $389M | $428M | — | — | — |
| Operating income | $182M | $206M | $142M | $130M | $124M | $134M |
| Net income | $83.4M | $84.7M | $53.1M | $29.0M | $22.6M | $24.8M |
| EPS (diluted) | $0.57 | $0.58 | $0.34 | $0.17 | $0.14 | — |
| Free cash flow | $135M | $59.3M | $83.4M | $28.4M | $48.6M | $81.8M |
| Gross margin | 27.5% | 27.1% | 28.5% | — | — | — |
| Operating margin | 15.1% | 14.3% | 9.5% | 8.5% | 7.4% | 7.7% |
| Net margin | 6.9% | 5.9% | 3.5% | 1.9% | 1.3% | 1.4% |
| Revenue growth | — | +19.4% | +4.4% | +2.5% | +9.2% | — |
| Cash + short-term investments | $97.9M | $112M | $180M | $150M | $85.9M | — |
| Total debt | — | $834M | $817M | $741M | $730M | — |
Fiscal years end Jan. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jul 4, 2026)
P/E 57.9x · P/E ex non-operating (est.) ≈16.8x · P/S 0.8x · EV/EBITDA 9.3x · EV/Sales 1.2x · P/FCF 17.6x · P/B 3.2x · FCF yield 5.70% · Earnings yield 1.73% · Buyback yield (TTM) 2.10% · Net debt $634M · EV $2.07B
P/E at fiscal year-ends: Jan 2026 74.5x, Dec 2024 58.9x, Dec 2023 51.1x.

## Insider sales (SEC Form 4, open-market, last ~7 months)
9 of 12 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-09-16 | Allen William T | Director | 26,151 | $241K | 47.5% | No | Too little history (no open-market trades in 2023) |
| 2026-08-13 | Ares Management Llc |  | 23,000,000 | $236M | 19.6% | No | Too little history (no open-market trades in 2024) |
| 2026-08-13 | Ares Management Llc |  | 23,000,000 | $236M | 19.6% | No | Too little history (no open-market trades in 2024) |
| 2026-08-10…2026-08-11 | Walsh Mark T. | CEO & Director | 192,059 | $2.3M | 80.2% | Yes (adopted March 17, 2026) | Too little history (no open-market trades in 2023) |
| 2026-08-05…2026-08-07 | Medway Richard A. | General Counsel | 55,000 | $649K | 79.2% | Yes (adopted March 18, 2026) | Too little history (no open-market trades in 2023) |
| 2026-08-05…2026-08-07 | Geisser Melinda L. | Chief People Services Officer | 65,000 | $766K | 86% | Yes (adopted March 18, 2026) | Too little history (no open-market trades in 2023) |
| 2026-08-07 | Maher Michael W | CFO & Treasurer | 49,742 | $613K | 71.2% | Yes (adopted March 2, 2026) | Too little history (no open-market trades in 2023–2025) |
| 2026-08-05…2026-08-07 | Walsh Mark T. | CEO & Director | 207,941 | $2.4M | 81.4% | Yes (adopted March 17, 2026) | Too little history (no open-market trades in 2023) |
| 2026-08-03 | Medway Richard A. | General Counsel | 10,000 | $105K | 40.9% | Yes (adopted March 18, 2026) | Too little history (no open-market trades in 2023) |
| 2026-07-31…2026-08-03 | Geisser Melinda L. | Chief People Services Officer | 15,000 | $157K | 58.6% | Yes (adopted March 18, 2026) | Too little history (no open-market trades in 2023) |
| 2026-06-18 | Walsh Mark T. | CEO & Director | 41,600 | $419K | 46.8% | Yes (adopted March 17, 2026) | Too little history (no open-market trades in 2023) |
| 2026-06-16…2026-06-17 | Walsh Mark T. | CEO & Director | 3,400 | $34K | 3.7% | Yes (adopted March 17, 2026) | Too little history (no open-market trades in 2023) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

## Analysts
Consensus Buy (mean 2.33 on a 1–5 scale), 12 analysts; mean target USD 14.23 (low 11, high 20).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-09-18 | Wells Fargo | Initiated | Equal-Weight | $11 |
| 2026-08-07 | JP Morgan | Target raised | Neutral | $11 → $14 |
| 2026-08-07 | Piper Sandler | Target raised | Neutral | $10 → $11 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2023-06-26) |
|---|---|---|
| Total return | -30.5% | -60.5% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -30.6% | -24.3% |
| Volatility (annualized) | 60.3% | 55.6% |
| Max drawdown | -47.9% (Oct 2025→May 2026) | -74.5% (Aug 2023→Mar 2025) |

## Peers (Specialty Retail)
EYE (National Vision Holdings, Inc.) USD 18.67 -1.06% · ARHS (Arhaus, Inc.) USD 11.7 +1.47% · SBH (Sally Beauty Holdings, Inc. (Na) USD 17.4 -1.25% · HZO (MarineMax, Inc.  (FL)) USD 52.59 +0.40% · BOBS (Bob's Discount Furniture, Inc.) USD 16.28 -0.18% · WINA (Winmark Corporation) USD 279.71 -2.19%

## More
Full page: https://nexqual.com/SVV · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in SVV's own 10-K filed 2026-02-20 (https://www.sec.gov/Archives/edgar/data/1883313/000188331326000014/svv-20260103.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Meta Platforms (META) | "We have a particularly active presence on social media platforms, including Facebook, Instagram and Pinterest, enabling connections with our customers, and we also partner with a number of social media influencers who ge…" |

## Revenue by business segment (quarter ended 2026-07-04)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| U.S. Retail | $255.3M | 61.7% | +11.6% |
| Canada Retail | $158.3M | 38.3% | +2.2% |
| Total revenue | $413.6M | 100% | — |

## Revenue by region (fiscal year ended 2026-01-03)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| United States | $959.5M | 57.1% | +12.8% |
| Canada | $623.6M | 37.1% | +3.5% |
| Australia | $53.3M | 3.2% | +21.6% |
| Rest Of World | $42.5M | 2.5% | +4.7% |
| Total revenue | $1.68B | 100% | — |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-09-30) | $0.16 | $0.16 | -2.5% | $459.2M | 12 |
| Next quarter (ends 2026-12-31) | $0.18 | $0.16 | +12.0% | $472.0M | 12 |
| Current fiscal year (ends 2026-12-31) | $0.50 | $0.48 | +2.7% | $1.78B | 12 |
| Next fiscal year (ends 2027-12-31) | $0.60 | $0.59 | +2.7% | $1.92B | 11 |