# United Community Banks, Inc. (UCB)

> Source: Nexqual · https://nexqual.com/UCB · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, United Community Banks, Inc. (UCB), nexqual.com/UCB" · informational, not investment advice.

**Price:** USD 34.05 (+2.68% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 33.16 · day 33.31–34.06 · 52w 28.65–37.18 · market cap $4.08B · NYQ

## Key facts
- Analysts: Buy (mean 2.43 on a 1–5 scale) (7 analysts), mean target USD 40.17 (range 38–42).
- Total return with dividends: 1Y +19.1% vs S&P 500 +18.1%; 5Y +17.1% vs S&P 500 +85.1%.
- Next earnings: 2026-10-20, EPS estimate USD 0.77, revenue estimate $282M.

## Analysts
Consensus Buy (mean 2.43 on a 1–5 scale), 7 analysts; mean target USD 40.17 (low 38, high 42).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-09-16 | Keefe, Bruyette & Woods | Target raised | Outperform | $40 → $41 |
| 2026-09-09 | DA Davidson | Target raised | Buy | $40 → $42 |
| 2026-09-09 | Piper Sandler | Target raised | Neutral | $37 → $38 |
| 2026-07-22 | DA Davidson | Maintained | Buy | $40 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | +19.1% | +17.1% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +19.2% | +3.2% |
| Volatility (annualized) | 22.8% | 30.3% |
| Max drawdown | -17.9% (Feb 2026→Mar 2026) | -45.2% (Nov 2022→May 2023) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 4.03 -3.82% · FITB (Fifth Third Bancorp) USD 50.35 +0.26% · TFC (Truist Financial Corporation) USD 46.57 +1.42% · DB (Deutsche Bank AG) USD 32.86 -1.44% · NWG (NatWest Group plc) USD 17.47 -1.02% · NU (Nu Holdings Ltd.) USD 14.73 -5.46%

## More
Full page: https://nexqual.com/UCB · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt