# U-Haul Holding Company (UHAL)

> Source: Nexqual · https://nexqual.com/UHAL · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, U-Haul Holding Company (UHAL), nexqual.com/UHAL" · informational, not investment advice.

**Price:** USD 57.45 (+2.74% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 55.92 · day 56.31–58.19 · 52w 41.95–76.45 · market cap $11.2B · NYQ

## Key facts
- Last four reported quarters (through Jun 30, 2026): revenue $6.09B, net income $138M (2.3% margin), free cash flow -$1.23B (SEC filings).
- Valuation: P/E 81.6x, EV/EBITDA 11.2x, net debt $7.05B.
- Analysts: Strong Buy (mean 1.00 on a 1–5 scale) (1 analysts), mean target USD 87.67 (range 74–99).
- Total return with dividends: 1Y +2.7% vs S&P 500 +18.1%; 5Y -20.4% vs S&P 500 +85.1%.
- Next earnings: 2026-11-04, EPS estimate USD 0.77, revenue estimate $1.79B.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $5.74B | $5.86B | $5.63B | $5.83B | $6.04B | $6.09B |
| Gross profit | $5.48B | $5.60B | $5.38B | $5.59B | $5.79B | — |
| Operating income | $1.65B | $1.45B | $978M | $716M | $433M | $426M |
| Net income | $1.12B | $924M | $629M | $367M | $83.1M | $138M |
| Free cash flow | -$190M | -$994M | -$1.54B | -$2.00B | -$1.36B | -$1.23B |
| Gross margin | 95.5% | 95.5% | 95.7% | 96.0% | 95.9% | — |
| Operating margin | 28.7% | 24.6% | 17.4% | 12.3% | 7.2% | 7.0% |
| Net margin | 19.6% | 15.8% | 11.2% | 6.3% | 1.4% | 2.3% |
| Revenue growth | +26.4% | +2.2% | -4.1% | +3.6% | +3.6% | — |
| Cash + short-term investments | $2.74B | $2.08B | — | — | $1.12B | — |
| Total debt | $6.06B | $6.14B | $6.30B | $7.23B | $8.12B | — |
Fiscal years end Mar. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jun 30, 2026)
P/E 81.6x · P/S 1.8x · EV/EBITDA 11.2x · EV/Sales 3.0x · P/B 1.5x · FCF yield -10.98% · Earnings yield 1.23% · Net debt $7.05B · EV $18.3B

## Analysts
Consensus Strong Buy (mean 1.00 on a 1–5 scale), 1 analysts; mean target USD 87.67 (low 74, high 99).

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | +2.7% | -20.4% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +2.8% | -4.5% |
| Volatility (annualized) | 33.9% | 29.6% |
| Max drawdown | -28.5% (Feb 2026→Mar 2026) | -45.8% (Sep 2024→Mar 2026) |

## Peers (Rental & Leasing Services)
R (Ryder System, Inc.) USD 240.16 +0.32% · GATX (GATX Corporation) USD 165.09 -0.98% · AER (AerCap Holdings N.V.) USD 145.92 +0.16% · HRI (Herc Holdings Inc.) USD 124 -3.65% · SUNB (Sunbelt Rentals Holdings, Inc.) USD 76.51 -1.06% · CAR (Avis Budget Group, Inc.) USD 109.77 +2.02%

## More
Full page: https://nexqual.com/UHAL · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt