# Universal Insurance Holdings, Inc. (UVE)

> Source: Nexqual · https://nexqual.com/UVE · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, Universal Insurance Holdings, Inc. (UVE), nexqual.com/UVE" · informational, not investment advice.

**Price:** USD 46.84 (+0.30% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 46.7 · day 46.52–47.68 · 52w 27.89–47.68 · market cap $1.30B · NYQ

## Key facts
- Analysts: Hold (mean 3.00 on a 1–5 scale) (1 analysts), mean target USD 45 (range 45–45).
- Total return with dividends: 1Y +71.2% vs S&P 500 +18.1%; 5Y +326.7% vs S&P 500 +85.1%.
- Next earnings: 2026-10-22, EPS estimate USD 1.34, revenue estimate $385M.

## Analysts
Consensus Hold (mean 3.00 on a 1–5 scale), 1 analysts; mean target USD 45 (low 45, high 45).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-27 | Piper Sandler | Target raised | Neutral | $44 → $45 |
| 2026-07-15 | Piper Sandler | Downgrade | Overweight → Neutral | $44 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | +71.2% | +326.7% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +71.5% | +33.6% |
| Volatility (annualized) | 36.9% | 40.1% |
| Max drawdown | -17.7% (Dec 2025→Jan 2026) | -54.1% (Jan 2022→Oct 2022) |

## Peers (Insurance - Property & Casualty)
HMN (Horace Mann Educators Corporati) USD 45.98 +0.33% · PRCH (Porch Group, Inc.) USD 17.57 +2.03% · HCI (HCI Group, Inc.) USD 196.38 -1.26% · SKWD (Skyward Specialty Insurance Gro) USD 60.18 +0.94% · SLDE (Slide Insurance Holdings, Inc.) USD 26.53 +4.04% · LMND (Lemonade, Inc.) USD 45.86 +2.57%

## More
Full page: https://nexqual.com/UVE · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt