# VersaBank (VBNK)

> Source: Nexqual · https://nexqual.com/VBNK · data as of 2026-10-15 20:00 UTC · cite as "Nexqual, VersaBank (VBNK), nexqual.com/VBNK" · informational, not investment advice.

**Price:** USD 22.39 (+2.33% on the day) · last close of Oct 15, 2026; US market closed, not a live price. Prev close 21.88 · day 21.93–22.74 · 52w 11.25–25.05 · market cap $726M · NMS

## Key facts
- Analysts: Strong Buy (mean 1.33 on a 1–5 scale) (3 analysts), mean target USD 25.5 (range 23–28).
- Total return with dividends: 1Y +85.5% vs S&P 500 +18.1%; 5Y +96.9% vs S&P 500 +85.1%.
- Next earnings: 2026-09-03, EPS estimate USD 0.31, revenue estimate $43.1M.

## Analysts
Consensus Strong Buy (mean 1.33 on a 1–5 scale), 3 analysts; mean target USD 25.5 (low 23, high 28).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-09-04 | Roth Capital | Target raised | Buy | $25 → $28 |
| 2026-06-30 | Roth Capital | Upgrade | Neutral → Buy | $20 → $25 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-16) | 5Y (from 2021-10-11) |
|---|---|---|
| Total return | +85.5% | +96.9% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +85.9% | +14.5% |
| Volatility (annualized) | 39.4% | 35.7% |
| Max drawdown | -21.0% (Mar 2026→Mar 2026) | -50.0% (Nov 2021→May 2023) |

## Peers (Banks - Regional)
BBD (Banco Bradesco Sa) USD 4.03 -3.82% · FITB (Fifth Third Bancorp) USD 50.35 +0.26% · TFC (Truist Financial Corporation) USD 46.57 +1.42% · DB (Deutsche Bank AG) USD 32.86 -1.44% · NWG (NatWest Group plc) USD 17.47 -1.02% · NU (Nu Holdings Ltd.) USD 14.73 -5.46%

## More
Full page: https://nexqual.com/VBNK · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt