# Vanguard Target Retirement 2040 Fund (VFORX)

> Source: Nexqual · https://nexqual.com/VFORX · data as of 2026-10-24 00:08 UTC · cite as "Nexqual, Vanguard Target Retirement 2040 Fund (VFORX), nexqual.com/VFORX" · informational, not investment advice.

**Price:** USD 54.1 (-0.33% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 54.28 · day 54.1–54.1 · 52w 48.29–55.9 · market cap null · NAS

## Key facts
- Total return with dividends: 1Y +9.5% vs S&P 500 +13.4%; 5Y +44.0% vs S&P 500 +76.9%.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | +9.5% | +44.0% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +9.5% | +7.6% |
| Volatility (annualized) | 10.8% | 12.3% |
| Max drawdown | -7.7% (Feb 2026→Mar 2026) | -24.2% (Nov 2021→Oct 2022) |

## Peers
VTHRX (Vanguard Target Retirement 2030) USD 45.03 +0.00% · VFIFX (Vanguard Target Retirement 2050) USD 65.29 -0.00% · VTTHX (Vanguard Target Retirement 2035) USD 29.4 +0.00% · VTIVX (Vanguard Target Retirement 2045) USD 37.95 -0.00% · VTWNX (Vanguard Target Retirement 2020) USD 28.48 +0.00%

## More
Full page: https://nexqual.com/VFORX · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt