# Vanguard Target Retirement 2045 Fund (VTIVX)

> Source: Nexqual · https://nexqual.com/VTIVX · data as of 2026-10-24 00:08 UTC · cite as "Nexqual, Vanguard Target Retirement 2045 Fund (VTIVX), nexqual.com/VTIVX" · informational, not investment advice.

**Price:** USD 37.95 (-0.34% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 38.08 · day 37.95–37.95 · 52w 33.48–39.3 · market cap null · NAS

## Key facts
- Total return with dividends: 1Y +10.6% vs S&P 500 +13.4%; 5Y +49.0% vs S&P 500 +76.9%.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | +10.6% | +49.0% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +10.6% | +8.3% |
| Volatility (annualized) | 11.7% | 13.3% |
| Max drawdown | -8.3% (Feb 2026→Mar 2026) | -24.9% (Nov 2021→Oct 2022) |

## Peers
VTTHX (Vanguard Target Retirement 2035) USD 29.4 +0.00% · VFORX (Vanguard Target Retirement 2040) USD 54.1 +0.00% · VFIFX (Vanguard Target Retirement 2050) USD 65.29 -0.00% · VTTVX (Vanguard Target Retirement 2025) USD 21.01 -0.00% · VTINX (Vanguard Target Retirement Inco) USD 14.07 +0.00%

## More
Full page: https://nexqual.com/VTIVX · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt