# Vanguard Target Retirement 2020 Fund (VTWNX)

> Source: Nexqual · https://nexqual.com/VTWNX · data as of 2026-10-24 00:08 UTC · cite as "Nexqual, Vanguard Target Retirement 2020 Fund (VTWNX), nexqual.com/VTWNX" · informational, not investment advice.

**Price:** USD 28.48 (-0.21% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 28.54 · day 28.48–28.48 · 52w 26.99–29.71 · market cap null · NAS

## Key facts
- Total return with dividends: 1Y +4.2% vs S&P 500 +13.4%; 5Y +21.8% vs S&P 500 +76.9%.

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | +4.2% | +21.8% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +4.2% | +4.0% |
| Volatility (annualized) | 6.0% | 7.5% |
| Max drawdown | -4.4% (Feb 2026→Mar 2026) | -19.3% (Nov 2021→Oct 2022) |

## Peers
VTTVX (Vanguard Target Retirement 2025) USD 21.01 -0.00% · VTHRX (Vanguard Target Retirement 2030) USD 45.03 +0.00% · VTINX (Vanguard Target Retirement Inco) USD 14.07 +0.00% · VFORX (Vanguard Target Retirement 2040) USD 54.1 +0.00% · VFIFX (Vanguard Target Retirement 2050) USD 65.29 -0.00%

## More
Full page: https://nexqual.com/VTWNX · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt