# Waterdrop Inc. (WDH)

> Source: Nexqual · https://nexqual.com/WDH · data as of 2026-10-23 20:00 UTC · cite as "Nexqual, Waterdrop Inc. (WDH), nexqual.com/WDH" · informational, not investment advice.

**Price:** USD 1.02 (+0.99% on the day) · last close of Oct 23, 2026; US market closed, not a live price. Prev close 1.01 · day 1–1.02 · 52w 0.96–2.03 · market cap $366M · NYQ

## Key facts
- Analysts: Buy (mean 1.75 on a 1–5 scale) (4 analysts), mean target USD 1.73 (range 1.26–2.24).
- Total return with dividends: 1Y -39.9% vs S&P 500 +13.4%; 5Y -43.5% vs S&P 500 +76.9%.
- Next earnings: 2026-12-02, EPS estimate USD —, revenue estimate $0K.

## Analysts
Consensus Buy (mean 1.75 on a 1–5 scale), 4 analysts; mean target USD 1.73 (low 1.26, high 2.24).

## Total return (dividends reinvested)
|  | 1Y (from 2025-10-24) | 5Y (from 2021-10-25) |
|---|---|---|
| Total return | -39.9% | -43.5% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -40.0% | -10.8% |
| Volatility (annualized) | 38.0% | 53.8% |
| Max drawdown | -49.2% (Dec 2025→Sep 2026) | -71.3% (Dec 2022→Jan 2024) |

## Peers (Insurance - Diversified)
IGIC (International General Insurance) USD 24.74 -1.32% · XZO (Exzeo Group, Inc.) USD 16.92 -0.47% · PLGO (Pelagos Insurance Capital Limit) USD 25.88 -1.26% · BNT (Brookfield Wealth Solutions Ltd) USD 37.95 -0.81% · AEG (Aegon Ltd. New York Registry Sh) USD 8.1 -1.34% · ACGL (Arch Capital Group Ltd.) USD 101.69 -0.97%

## More
Full page: https://nexqual.com/WDH · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in WDH's own 20-F filed 2026-04-28 (https://www.sec.gov/Archives/edgar/data/1823986/000110465926049772/wdh-20251231x20f.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Tencent | "Our business has benefited from our collaboration with Tencent, one of our principal shareholders, and we expect to continually leverage our collaboration with Tencent in the foreseeable future." |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-03-31) | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year (ends 2026-12-31) | $1.13 | $1.13 | +0.0% | $5.06B | 1 |
| Next fiscal year (ends 2027-12-31) | $1.87 | $1.87 | +0.0% | $6.81B | 3 |