# Wealthfront Corporation (WLTH)

> Source: Nexqual · https://nexqual.com/WLTH · data as of 2026-10-22 20:00 UTC · cite as "Nexqual, Wealthfront Corporation (WLTH), nexqual.com/WLTH" · informational, not investment advice.

**Price:** USD 11.2 (+3.04% on the day) · last close of Oct 22, 2026; US market pre market, not a live price. Prev close 10.87 · day 10.91–11.24 · 52w 7.2–14.75 · market cap $1.75B · NMS

## Key facts
- Last four reported quarters (through Jul 31, 2026): revenue $372M, net income -$72.2M (-19.4% margin) (SEC filings).
- 1 of 80 tracked superinvestors hold WLTH (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Analysts: Buy (mean 1.88 on a 1–5 scale) (8 analysts), mean target USD 12.25 (range 10.25–17).
- Total return with dividends: 1Y -19.7% vs S&P 500 +14.9%; 5Y -13.5% vs S&P 500 +80.3%.
- Next earnings: 2026-09-09, EPS estimate USD 0.15, revenue estimate $94.1M.

## Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters)
| USD | FY2024 | FY2025 | FY2026 | TTM |
|---|---|---|---|---|
| Revenue | $217M | $309M | $365M | $372M |
| Gross profit | $194M | $278M | $327M | — |
| Net income | $77.0M | $194M | -$42.1M | -$72.2M |
| EPS (diluted) | $0.54 | $1.31 | -$0.76 | — |
| Gross margin | 89.4% | 90.0% | 89.6% | — |
| Net margin | 35.5% | 63.0% | -11.5% | -19.4% |
| Revenue growth | — | +42.5% | +18.2% | — |
| Cash + short-term investments | $86.7M | $143M | $441M | — |
Fiscal years end Jan. EPS is split-adjusted.

## Valuation (price ÷ last four quarters, through Jul 31, 2026)
P/S 4.7x · P/B 2.8x · Earnings yield -4.13% · Buyback yield (TTM) 3.45%

## Superinvestors (SEC 13F-HR, Q2 2026)
1 of 80 tracked investors hold WLTH. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Chase Coleman | Tiger Global Management | 0.57% | $136M | Unchanged |

## Analysts
Consensus Buy (mean 1.88 on a 1–5 scale), 8 analysts; mean target USD 12.25 (low 10.25, high 17).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-07 | Needham | Reiterated | Buy | $13 |
| 2026-09-25 | Needham | Initiated | Buy | $13 |
| 2026-09-10 | RBC Capital | Target lowered | Outperform | $13 → $11 |
| 2026-08-04 | Wells Fargo | Target lowered | Overweight | $12 → $11.5 |
| 2026-07-13 | Keefe, Bruyette & Woods | Target lowered | Market Perform | $11 → $10.5 |
| 2026-07-02 | Goldman Sachs | Target lowered | Neutral | $12 → $10.5 |
| 2026-07-01 | Wells Fargo | Target lowered | Overweight | $13 → $12 |

## Total return (dividends reinvested)
|  | 1Y (from 2025-12-15) | 5Y (from 2025-12-15) |
|---|---|---|
| Total return | -19.7% | -13.5% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | — | — |
| Volatility (annualized) | 61.4% | 54.7% |
| Max drawdown | -48.4% (Dec 2025→Feb 2026) | -41.5% (Dec 2025→Feb 2026) |

## Peers (Software - Application)
APPF (AppFolio, Inc.) USD 217.33 +0.06% · DSGX (The Descartes Systems Group Inc) USD 94 +1.74% · TTAN (ServiceTitan, Inc.) USD 85.2 +3.50% · IDCC (InterDigital, Inc.) USD 332.06 -0.78% · YMM (Full Truck Alliance Co. Ltd.) USD 8.35 -1.76% · PCOR (Procore Technologies, Inc.) USD 62.29 +2.27%

## More
Full page: https://nexqual.com/WLTH · Free keyless MCP server with the same data and citations: https://mcp.nexqual.com/mcp · Guide for agents: https://nexqual.com/agents · https://nexqual.com/llms.txt

## Supply chain and relationships (SEC annual reports)

Named in WLTH's own 10-K filed 2026-04-24 (https://www.sec.gov/Archives/edgar/data/1524566/000162828026027232/wlth-20260131.htm):

| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Wealthfront Advisers | "Clients are notified, via our website (including our Wealthfront Cash Account product page and Help Center), disclaimers included in certain advertising materials, legal disclosures provided on client account pages, and …" |

Other companies that name WLTH in their own reports (relationship from WLTH's side):

| Relationship | Company | Their filing | Sentence |
|---|---|---|---|
| partner | Kodiak AI, Inc. (KDK) | 10-K 2026-03-11 | "Mr. Goldman currently serves on the boards of directors of Fortinet Inc., RingCentral, Inc., a provider of cloud-based communication and collaboration products and services, C3.ai, Inc., an enterprise…" |

## Revenue by product line (quarter ended 2026-07-31)

| Line | Revenue | Share | YoY |
|---|---|---|---|
| Cash management | $61.8M | 67.2% | -10.3% |
| Investment advisory | $28.8M | 31.4% | +30.7% |
| Other revenue | $1.3M | 1.4% | +524.8% |
| Total revenue | $91.9M | 100% | — |

## Analyst estimates and revisions

| Period | EPS est. | 90d ago | Change | Revenue est. | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends 2026-10-31) | $0.15 | $0.17 | -11.6% | $94.1M | 4 |
| Next quarter (ends 2027-01-31) | $0.17 | $0.18 | -5.6% | $97.4M | 4 |
| Current fiscal year (ends 2027-01-31) | $0.65 | $0.67 | -4.1% | $374.0M | 4 |
| Next fiscal year (ends 2028-01-31) | $0.73 | $0.79 | -6.4% | $436.1M | 4 |