Sierra Bancorp (BSRR) Stock Price & Analysis
Sierra Bancorp (BSRR) rose 0.38% to USD 41.88 as of July 25, 2026 at 05:11 UTC, according to Nexqual real-time market data.
BSRR last closed at USD 41.72; the session ranged USD 38.43–42.3 on volume of 69,473 shares. Market capitalization is $547.76M, with a 52-week range of USD 26.49–43.13 (NMS). Source: Nexqual, July 25, 2026 at 05:11 UTC.
Key Statistics (as of July 25, 2026 at 05:11 UTC)
| Price | USD 41.88 |
|---|---|
| Change | ▲ 0.38% (up) |
| Previous Close | USD 41.72 |
| Open | USD 38.43 |
| Day Range | USD 38.43 – 42.3 |
| 52-Week Range | USD 26.49 – 43.13 |
| Volume | 69,473 shares |
| Market Cap | $547.76M |
| Exchange | NMS |
Technical Analysis (BSRR)
Nexqual's technical model rates BSRR "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 05:11 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 58.8 (neutral) |
| vs SMA50 | Above (USD 39.86) |
| MACD | 0.59 (positive) |
Analyst Ratings (BSRR)
Wall Street analysts rate BSRR "Hold" based on 4 analysts, with a mean price target of USD 42.25 (range USD 40–47), per Nexqual as of July 25, 2026 at 05:11 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 42.25 |
| High Target | USD 47 |
| Low Target | USD 40 |
| Buy / Hold / Sell | 1 / 4 / 0 |
Earnings (BSRR)
| Next Earnings Date | 2026-07-27 |
|---|---|
| EPS Estimate | USD 0.89 |
| Revenue Estimate | $39.59M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.96 vs est 0.82 ▲ beat |
| 2025-12-31 | USD 0.97 vs est 0.87 ▲ beat |
| 2025-09-30 | USD 0.72 vs est 0.78 ▼ miss |
| 2025-06-30 | USD 0.78 vs est 0.74 ▲ beat |
Source: Nexqual, July 25, 2026 at 05:11 UTC.
Financials & Fundamentals (BSRR)
| Total Revenue | $153.05M |
|---|---|
| Revenue Growth (YoY) | +11.20% |
| Gross Margin | +0.00% |
| Operating Margin | +43.39% |
| Profit Margin | +29.89% |
| ROE | +12.79% |
| Total Cash | $156.37M |
| Total Debt | $398.38M |
Source: Nexqual, July 25, 2026 at 05:11 UTC.
Financial Health Score (BSRR)
Nexqual rates Sierra Bancorp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 05:11 UTC.
| Growth | Mixed — Revenue +2.0% YoY (annual), slow |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $156M cash vs $398M debt |
| Cash Flow | Solid — Operating cash flow $4M |
| Efficiency | Mixed — ROE 13%, ROA 1.2% |
Ownership (BSRR)
| Insider Ownership | +10.84% |
|---|---|
| Institutional Ownership | +60.40% |
| Shares Outstanding | 13.08M |
| Float | 11.50M |
| Short % of Float | +3.15% |
Source: Nexqual, July 25, 2026 at 05:11 UTC.
Leadership (BSRR)
Sierra Bancorp is led by Kevin J. McPhaill (age 52), President, CEO & Director, per Nexqual as of July 25, 2026 at 05:11 UTC.
| President, CEO & Director | Kevin J. McPhaill (age 52) |
|---|---|
| Executive VP, COO & CFO | Christopher G. Treece (age 56) |
Major Backers & Investors (BSRR)
Notable institutional backers of Sierra Bancorp include American Century Companies Inc, Private Management Group, Inc., Manufacturers Life Insurance Co., according to Nexqual as of July 25, 2026 at 05:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 4.7% |
| Private Management Group, Inc. | 4.01% |
| Manufacturers Life Insurance Co. | 2.75% |
| Janus Henderson Group PLC | 2.63% |
| JANUS INVESTMENT FUND-Janus Henderson Small Cap Value Fund | 2.63% |
| John Hancock Investment Trust II-Regional Bank Fund | 2.54% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.95% |
| Vanguard Group | 8.16% |
| Dimensional Fund Advisors | 7.1% |
| Geode Capital | 2.18% |
Source: Nexqual, July 25, 2026 at 05:11 UTC.
From Sierra Bancorp's Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California.
- It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.
- The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans.
- It also offers automated teller machines; electronic point-of-sale payment alternatives; multiple account access options; online account opening platform; online banking with bill-pay and mobile banking capabilities, including mobile check deposit; online lending solutions for consumers and small businesses; customer service center services; an automated telephone banking system; and remote deposit capture and payroll services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BMRC | Bank of Marin Bancorp | USD 28.77 | ▲ 1.09% |
| CCBG | Capital City Bank Group | USD 51.6 | ▲ 1.32% |
| CCNE | CNB Financial Corporation | USD 34.67 | ▲ 2.79% |
| HBCP | Home Bancorp, Inc. | USD 70.21 | ▲ 1.34% |
| CFFI | C&F Financial Corporation | USD 78 | ▼ 0.15% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 05:11 UTC. This page is informational and not investment advice.