Broadway Financial Corporation (BYFC) Stock Price & Analysis
Broadway Financial Corporation (BYFC) closed at USD 11.26 on Friday, October 23, 2026, down 0.49% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 11.26; the Oct 23, 2026 session ranged USD 11.26–11.26 on volume of 236 shares. Market capitalization is —, with a 52-week range of USD 5.51–12.35 (NCM). Source: Nexqual, retrieved October 24, 2026 at 15:02 UTC.
Also available as compact Markdown for AI agents: nexqual.com/BYFC.md
Key facts (BYFC)
- Last four reported quarters (through Jun 30, 2026): revenue $38.5M, net income -$20.7M (-53.8% margin) (SEC filings).
- Insider open-market sales, last ~7 months: 3 Form 4 filings, $155K; 3 not under a Rule 10b5-1 plan ($155K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Total return with dividends: 1Y +68.3% vs S&P 500 +13.4%; 5Y -52.8% vs S&P 500 +76.9%.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (BYFC)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $24.2M | $34.1M | $34.8M | $33.3M | $34.9M | $38.5M |
| Net income | -$4.0M | $5.6M | $4.3M | $1.9M | -$24.8M | -$20.7M |
| EPS (diluted) | -$0.56 | $0.62 | $0.49 | $0.04 | -$3.23 | — |
| Free cash flow | -$514K | $6.0M | $7.4M | $1.3M | -$13K | $6.2M |
| Net margin | -16.7% | 16.5% | 12.4% | 5.8% | -71.0% | -53.8% |
| Revenue growth | +83.5% | +40.6% | +2.2% | -4.3% | +4.7% | — |
| Cash + short-term investments | $232M | $16.1M | $105M | $61.4M | $10.5M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (BYFC)
P/E at fiscal year-ends: Dec 2024 30.7x, Dec 2023 13.7x.
Insider sales (SEC Form 4, open-market, last ~7 months) (BYFC)
0 of 3 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-05-26 | Bradshaw Wayne-Kent A. | Director | 8,600 | $81K | 20.5% | No | Too little history (no open-market trades in 2023 or 2024) |
| 2026-05-22 | Bradshaw Wayne-Kent A. | Director | 1,400 | $13K | 3.2% | No | Too little history (no open-market trades in 2023 or 2024) |
| 2026-05-07 | Driver John | Director | 6,500 | $61K | 70.6% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Total return (dividends reinvested) (BYFC)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +68.3% | -52.8% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +68.6% | -13.9% |
| Volatility (annualized) | 39.9% | 45.9% |
| Max drawdown | -15.9% (Jan 2026→Mar 2026) | -81.1% (Oct 2021→May 2024) |
BYFC company outlook (results filed Jul 28, 2026)
- “(3) the rate and amount of credit losses incurred and projected to be incurred by us, increases in the amounts of our nonperforming assets, the level of our loss reserves and management's judgments regarding the collectability of loans;”
Quoted word-for-word from the SEC 8-K results press release.
BYFC analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year (ends Dec 2012) | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |
Key Statistics (as of October 24, 2026 at 15:02 UTC)
| Price | USD 11.26 |
|---|---|
| Change | ▼ 0.49% (down) |
| Previous Close | USD 11.26 |
| Open | USD 11.26 |
| Day Range | USD 11.26 – 11.26 |
| 52-Week Range | USD 5.51 – 12.35 |
| Volume | 236 shares |
| Market Cap | — |
| Exchange | NCM |
Technical Analysis (BYFC)
Nexqual's technical model rates BYFC "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 24, 2026 at 15:02 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 37.57 (neutral) |
| vs SMA50 | Below (USD 11.76) |
| MACD | -0.11 (negative) |
Earnings (BYFC)
Source: Nexqual, October 24, 2026 at 15:02 UTC.
Financials & Fundamentals (BYFC)
| Total Revenue | $36.13M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +4.60% |
| Gross Margin | +0.00% |
| Operating Margin | +17.40% |
| Profit Margin | -57.38% |
| ROE | -7.51% |
| Total Cash | $49.11M |
| Total Debt | $176.13M |
Source: Nexqual, October 24, 2026 at 15:02 UTC.
Ownership (BYFC)
| Insider Ownership | +29.22% |
|---|---|
| Institutional Ownership | +26.56% |
| Shares Outstanding | 6.18M |
| Float | 4.22M |
| Short % of Float | +0.22% |
Source: Nexqual, October 24, 2026 at 15:02 UTC.
From Broadway Financial Corporation's Latest SEC 10-K Filing (filed 2026-03-31)
Key Strengths & Strategy (as disclosed to the SEC)
- CDARS is a deposit placement service that allows us to place our customers' funds in FDIC‑insured certificates of deposit at other banks and, at the same time, receive an equal sum of funds from the customers of other banks in the CDARS Network ("CDARS Reciprocal").
- We believe our status as a Delaware public benefit corporation aligns our business model of creating social, economic, and environmental value for underserved communities with a stakeholder governance model that allows us to give careful consideration to the impact of our decisions on workers, customers, suppliers, community, the environment, and our impact on society; and to align further our mission and values to our organizational documents.
Partnerships
- The Board has authorized loan approval limits for various management team members up to $7 million per individual, and up to $12 million for the Chief Executive.
- In other words, there is no offsetting or netting of the investment securities assets with the repurchase agreement liabilities.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
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|---|---|---|---|
| CARV | Carver Bancorp, Inc. | USD 1.85 | ▲ 3.35% |
| UONEK | Urban One, Inc. | USD 3.71 | ▲ 2.2% |
| UONE | Urban One, Inc. | USD 4.13 | ▲ 1.1% |
| OXBR | Oxbridge Re Holdings Limited | USD 0.95 | ▼ 5% |
| AMS | American Shared Hospital Servic | USD 1.26 | ▲ 0% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 15:02 UTC. This page is informational and not investment advice.
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