Cass Information Systems, Inc. (CASS) Stock Price & Analysis
Cass Information Systems, Inc. (CASS) closed at USD 57.67 on Thursday, October 22, 2026, up 5.05% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 54.9; the Oct 22, 2026 session ranged USD 55.34–57.76 on volume of 85,486 shares. Market capitalization is $736.79M, with a 52-week range of USD 38.2–59.63 (NMS). Source: Nexqual, retrieved October 23, 2026 at 10:11 UTC.
Also available as compact Markdown for AI agents: nexqual.com/CASS.md
Key facts (CASS)
- Last four reported quarters (through Jun 30, 2026): revenue $199M, net income $36.7M (18.5% margin), free cash flow $41.9M (SEC filings).
- Valuation: P/E 20.1x (avg 22.0x at the last 3 fiscal year-ends).
- Analysts: Buy (mean 2.00 on a 1–5 scale) (2 analysts), mean target USD 59.5 (range 58–61).
- Total return with dividends: 1Y +50.3% vs S&P 500 +14.9%; 5Y +57.3% vs S&P 500 +80.3%.
- Next earnings: 2027-01-21, EPS estimate USD 0.82, revenue estimate $52.8M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (CASS)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $154M | $182M | $177M | $181M | $191M | $199M |
| Net income | $28.6M | $34.9M | $30.1M | $19.2M | $35.1M | $36.7M |
| EPS (diluted) | $2.00 | $2.53 | $2.18 | $1.39 | $2.61 | — |
| Free cash flow | $30.2M | $45.7M | $25.0M | $30.4M | $31.8M | $41.9M |
| Net margin | 18.6% | 19.1% | 17.0% | 10.6% | 18.4% | 18.5% |
| Revenue growth | +6.3% | +18.4% | -3.0% | +2.4% | +5.3% | — |
| Cash + short-term investments | $515M | $201M | $372M | $350M | $392M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (CASS)
P/E 20.1x · P/S 3.7x · P/FCF 17.6x · P/B 3.0x · FCF yield 5.69% · Earnings yield 4.98% · Dividend yield (paid, TTM) 2.23% · Buyback yield (TTM) 2.85%
P/E at fiscal year-ends: Dec 2025 15.9x, Dec 2024 29.4x, Dec 2023 20.7x.
Analysts (CASS)
Consensus Buy (mean 2.00 on a 1–5 scale), 2 analysts; mean target USD 59.5 (low 58, high 61).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-23 | Raymond James | Downgrade | Outperform → Market Perform | |
| 2026-08-06 | Piper Sandler | Target raised | Neutral | $52 → $61 |
| 2026-07-01 | Raymond James | Target raised | Outperform | $52 → $56 |
Total return (dividends reinvested) (CASS)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +50.3% | +57.3% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +50.5% | +9.5% |
| Volatility (annualized) | 22.1% | 24.0% |
| Max drawdown | -9.3% (Dec 2025→Jan 2026) | -28.4% (Nov 2021→May 2022) |
CASS analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $0.81 | $0.80 | +1.9% | $52.8M | 2 |
| Next quarter (ends Mar 2027) | $0.83 | $0.81 | +2.5% | $53.0M | 2 |
| Current fiscal year (ends Dec 2026) | $2.98 | $3.00 | -0.5% | $204.8M | 2 |
| Next fiscal year (ends Dec 2027) | $3.63 | $3.55 | +2.1% | $218.2M | 2 |
Key Statistics (as of October 23, 2026 at 10:11 UTC)
| Price | USD 57.67 |
|---|---|
| Change | ▲ 5.05% (up) |
| Previous Close | USD 54.9 |
| Open | USD 55.34 |
| Day Range | USD 55.34 – 57.76 |
| 52-Week Range | USD 38.2 – 59.63 |
| Volume | 85,486 shares |
| Market Cap | $736.79M |
| Exchange | NMS |
Technical Analysis (CASS)
Nexqual's technical model rates CASS "BUY" based on 5 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 10:11 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 73.76 (overbought) |
| vs SMA50 | Above (USD 55.33) |
| MACD | 0.17 (positive) |
Analyst Ratings (CASS)
Wall Street analysts rate CASS "Buy" based on 2 analysts, with a mean price target of USD 59.5 (range USD 58–61), per Nexqual as of October 23, 2026 at 10:11 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 59.5 |
| High Target | USD 61 |
| Low Target | USD 58 |
| Buy / Hold / Sell | 1 / 1 / 0 |
Earnings (CASS)
| Next Earnings Date | 2027-01-21 |
|---|---|
| EPS Estimate | USD 0.82 |
| Revenue Estimate | $52.84M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 0.81 vs est 0.8 ▲ beat |
| 2026-06-30 | USD 0.81 vs est 0.72 ▲ beat |
| 2026-03-31 | USD 0.66 vs est 0.63 ▲ beat |
| 2025-12-31 | USD 0.62 vs est 0.64 ▼ miss |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financials & Fundamentals (CASS)
| Total Revenue | $217.29M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +4.20% |
| Gross Margin | +49.82% |
| Operating Margin | +29.73% |
| Profit Margin | +17.57% |
| ROE | +16.22% |
| Current Ratio | 0.96 |
| Total Cash | $255.87M |
| Total Debt | $0 |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $41.91M (21.1% of revenue) |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financial Health Score (CASS)
Nexqual rates Cass Information Systems, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 10:11 UTC.
| Growth | Weak — Revenue -3% YoY (annual), declining |
|---|---|
| Profitability | Strong — Gross margin 50%, operating 30% (last 12 months) |
| Balance Sheet | Mixed — $256M cash, no debt |
| Cash Flow | Strong — FCF $42M (last 4 quarters to Jun 2026, SEC), 21% margin |
| Efficiency | Solid — ROE 16%, ROA 1.6% |
Ownership (CASS)
| Insider Ownership | +11.74% |
|---|---|
| Institutional Ownership | +63.74% |
| Shares Outstanding | 12.78M |
| Float | 11.18M |
| Short % of Float | +3.15% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Leadership (CASS)
Cass Information Systems, Inc. is led by Martin H. Resch, President, CEO & Director, per Nexqual as of October 23, 2026 at 10:11 UTC.
| President, CEO & Director | Martin H. Resch |
|---|---|
| Executive Chairman | Eric H. Brunngraber |
| Executive VP & CFO | Michael James Normile |
| Senior Vice President of Strategy & Business Operations | Carl N. Friedholm |
| Senior Vice President & Chief HR Officer | Christi A. Reiter |
Major Backers & Investors (CASS)
Notable institutional backers of Cass Information Systems, Inc. include Brown Advisory Inc., Heartland Advisors Inc., HEARTLAND GROUP INC.-Heartland Value Fund, according to Nexqual as of October 23, 2026 at 10:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Brown Advisory Inc. | 4.12% |
| Heartland Advisors Inc. | 3.85% |
| HEARTLAND GROUP INC.-Heartland Value Fund | 2.93% |
| Speece Thorson Capital Group, Inc. | 2.71% |
| ProShare Advisors, LLC | 2.19% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 7.82% |
| Vanguard Group | 4.21% |
| Dimensional Fund Advisors | 2.67% |
| Geode Capital | 2.38% |
| State Street | 2.26% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
From Cass Information Systems, Inc.'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- The Company, through its Transportation Information Services business unit, is one of the largest firms in the transportation bill processing and payment industry in the United States based on the total dollars of transportation bills paid and items processed.
Partnerships
- The Company also signed a Transition Services Agreement with Asignet to provide certain information technology, data ingestion, and payment processing services for a period of time not to exceed 18 months after closing.
Legal & Regulatory Risks (Item 1A, quoted)
- The Company is subject to extensive government regulation and supervision and possible enforcement or other legal actions that could detrimentally affect Cass' business.
- Compliance with regulatory capital requirements could result in management modifying its business strategy and could limit the Company's ability to make distributions, including paying dividends, or buying back shares.
- The Company may also need to raise additional capital in the future to provide it with sufficient capital resources and liquidity to meet commitments and business needs.
- Legal and regulatory proceedings and related matters with respect to the financial services industry, including those directly involving the Company and its subsidiaries, could adversely affect Cass or the financial services industry in general.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| TRNS | Transcat, Inc. | USD 81.84 | ▼ 5.18% |
| BKSY | BlackSky Technology Inc. | USD 16.69 | ▼ 3.8% |
| KODK | Eastman Kodak Company | USD 9.21 | ▼ 1.29% |
| BUUU | BUUU Group Limited | USD 47.9 | ▲ 13.64% |
| RHLD | Resolute Holdings Management | USD 118.81 | ▲ 3.1% |
| EBF | Ennis, Inc. | USD 22.92 | ▲ 1.69% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:11 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt