Citizens Community Bancorp Inc. (CZWI) Stock Price & Analysis
Citizens Community Bancorp Inc. (CZWI) fell 1.02% to USD 20.39 as of June 10, 2026 at 03:35 UTC, according to Nexqual real-time market data.
CZWI last closed at USD 20.6; the session ranged USD 20.11–20.88 on volume of 110,722 shares. Market capitalization is $196.64M, with a 52-week range of USD 12.83–22.62 (NGM). Source: Nexqual, June 10, 2026 at 03:35 UTC.
Key Statistics (as of June 10, 2026 at 03:35 UTC)
| Price | USD 20.39 |
|---|---|
| Change | ▼ 1.02% (down) |
| Previous Close | USD 20.6 |
| Open | USD 20.6 |
| Day Range | USD 20.11 – 20.88 |
| 52-Week Range | USD 12.83 – 22.62 |
| Volume | 110,722 shares |
| Market Cap | $196.64M |
| Exchange | NGM |
Technical Analysis (CZWI)
Nexqual's technical model rates CZWI "SELL" based on 1 bullish and 4 bearish signals across 124 daily candles, as of June 10, 2026 at 03:35 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 47.26 (neutral) |
| vs SMA50 | Below (USD 20.62) |
| MACD | -0 (negative) |
Analyst Ratings (CZWI)
Wall Street analysts rate CZWI "None" based on 2 analysts, with a mean price target of USD 24 (range USD 24–24), per Nexqual as of June 10, 2026 at 03:35 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 24 |
| High Target | USD 24 |
| Low Target | USD 24 |
| Buy / Hold / Sell | 2 / 0 / 0 |
Earnings (CZWI)
| Next Earnings Date | 2026-07-27 |
|---|---|
| EPS Estimate | USD 0.41 |
| Revenue Estimate | $16.30M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.39 vs est 0.36 ▲ beat |
| 2025-12-31 | USD 0.44 vs est 0.4 ▲ beat |
| 2025-09-30 | USD 0.37 vs est 0.37 ▲ beat |
| 2025-06-30 | USD 0.33 vs est 0.29 ▲ beat |
Source: Nexqual, June 10, 2026 at 03:35 UTC.
Financials & Fundamentals (CZWI)
| Total Revenue | $61.30M |
|---|---|
| Revenue Growth (YoY) | +25.10% |
| Gross Margin | +0.00% |
| Operating Margin | +16.56% |
| Profit Margin | +24.43% |
| ROE | +8.08% |
| Total Cash | $47.59M |
| Total Debt | $147.50M |
Source: Nexqual, June 10, 2026 at 03:35 UTC.
Financial Health Score (CZWI)
Nexqual rates Citizens Community Bancorp Inc.'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 03:35 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $48M cash vs $148M debt |
| Cash Flow | Solid — Operating cash flow $14M |
| Efficiency | Mixed — ROE 8%, ROA 0.8% |
Ownership (CZWI)
| Insider Ownership | +12.82% |
|---|---|
| Institutional Ownership | +61.28% |
| Shares Outstanding | 9.64M |
| Float | 9.78M |
| Short % of Float | +0.90% |
Source: Nexqual, June 10, 2026 at 03:35 UTC.
Leadership (CZWI)
Citizens Community Bancorp Inc. is led by Stephen M. Bianchi (age 62), Chairman of the Board, President & CEO, per Nexqual as of June 10, 2026 at 03:35 UTC.
| Chairman of the Board, President & CEO | Stephen M. Bianchi (age 62) |
|---|---|
| CFO, Principal Accounting Officer, Executive VP, Treasurer & Secretary | James S. Broucek (age 61) |
Major Backers & Investors (CZWI)
Notable institutional backers of Citizens Community Bancorp Inc. include Wellington Management, Manufacturers Life Insurance Co., John Hancock Investment Trust II-Regional Bank Fund, according to Nexqual as of June 10, 2026 at 03:35 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 6.16% |
| Manufacturers Life Insurance Co. | 5.02% |
| John Hancock Investment Trust II-Regional Bank Fund | 4.61% |
| Acadian Asset Management. LLC | 2.64% |
| Gendell, Jeffrey L. | 2.57% |
| Boston Partners | 2.43% |
| BANC FUNDS CO LLC | 2.14% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 9.44% |
| BlackRock | 8.04% |
| Dimensional Fund Advisors | 3.6% |
Source: Nexqual, June 10, 2026 at 03:35 UTC.
From Citizens Community Bancorp Inc.'s Latest SEC 10-K Filing (filed 2026-03-05)
Key Strengths & Strategy (as disclosed to the SEC)
- Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally.
- The company offers various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit.
- It also provides various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit.
- In addition, the company maintains a portfolio of investments comprising mortgage-backed, asset-backed, U.S.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CWBC | Community West Bancshares | USD 25.34 | ▲ 2.8% |
| EBMT | Eagle Bancorp Montana, Inc. | USD 23.29 | ▲ 1.26% |
| FRBA | First Bank | USD 16.2 | ▲ 1.38% |
| FBIZ | First Business Financial Servic | USD 59.24 | ▲ 1.91% |
| CFBK | CF Bankshares Inc. | USD 30.1 | ▲ 2.7% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 03:35 UTC. This page is informational and not investment advice.