Dave Inc./De (DAVE) Stock Price & Analysis
Dave Inc./De (DAVE) fell 1.41% to USD 402.81 as of July 25, 2026 at 19:40 UTC, according to Nexqual real-time market data.
DAVE last closed at USD 408.59; the session ranged USD 395–422.39 on volume of 242,480 shares. Market capitalization is $5.12B, with a 52-week range of USD 152.21–458.25 (NGM). Source: Nexqual, July 25, 2026 at 19:40 UTC.
Key Statistics (as of July 25, 2026 at 19:40 UTC)
| Price | USD 402.81 |
|---|---|
| Change | ▼ 1.41% (down) |
| Previous Close | USD 408.59 |
| Open | USD 405.98 |
| Day Range | USD 395 – 422.39 |
| 52-Week Range | USD 152.21 – 458.25 |
| Volume | 242,480 shares |
| Market Cap | $5.12B |
| Exchange | NGM |
Technical Analysis (DAVE)
Nexqual's technical model rates DAVE "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 19:40 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 59.9 (neutral) |
| vs SMA50 | Above (USD 324.04) |
| MACD | 28.72 (positive) |
Analyst Ratings (DAVE)
Wall Street analysts rate DAVE "Strong Buy" based on 11 analysts, with a mean price target of USD 388.55 (range USD 260–485), per Nexqual as of July 25, 2026 at 19:40 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 11 |
| Mean Target | USD 388.55 |
| High Target | USD 485 |
| Low Target | USD 260 |
| Buy / Hold / Sell | 11 / 1 / 0 |
Earnings (DAVE)
| Next Earnings Date | 2026-08-05 |
|---|---|
| EPS Estimate | USD 3.82 |
| Revenue Estimate | $170.94M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 3.64 vs est 3.08 ▲ beat |
| 2025-12-31 | USD 3.69 vs est 3.75 ▼ miss |
| 2025-09-30 | USD 4.24 vs est 2.34 ▲ beat |
| 2025-06-30 | USD 3.14 vs est 1.94 ▲ beat |
Source: Nexqual, July 25, 2026 at 19:40 UTC.
Financials & Fundamentals (DAVE)
| Total Revenue | $604.62M |
|---|---|
| Revenue Growth (YoY) | +46.70% |
| Gross Margin | +72.10% |
| Operating Margin | +38.27% |
| Profit Margin | +37.21% |
| ROE | +111.59% |
| Debt / Equity | 131.62 |
| Current Ratio | 3.86 |
| Total Cash | $179.95M |
| Total Debt | $268.21M |
| Free Cash Flow | $85.75M |
Source: Nexqual, July 25, 2026 at 19:40 UTC.
Financial Health Score (DAVE)
Nexqual rates Dave Inc./De's overall financial health "Strong" across five dimensions, as of July 25, 2026 at 19:40 UTC.
| Growth | Strong — Revenue +60% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 72%, operating 38% |
| Balance Sheet | Mixed — $180M cash vs $268M debt |
| Cash Flow | Strong — FCF $86M, 15% margin |
| Efficiency | Strong — ROE 112%, ROA 32.0% |
Ownership (DAVE)
| Insider Ownership | +10.84% |
|---|---|
| Institutional Ownership | +100.38% |
| Shares Outstanding | 11.40M |
| Float | 9.41M |
| Short % of Float | +21.02% |
Source: Nexqual, July 25, 2026 at 19:40 UTC.
Leadership (DAVE)
Dave Inc./De is led by Jason Wilk (age 38), Co-Founder, CEO, President & Chairman, per Nexqual as of July 25, 2026 at 19:40 UTC.
| Co-Founder, CEO, President & Chairman | Jason Wilk (age 38) |
|---|---|
| COO, CFO & Secretary | Kyle Beilman (age 36) |
| Chief Technology Officer | Gopi Kuchimanchi |
| Chief Marketing Officer | Kevin Frisch |
| Chief Product Officer | Parker Barrile (age 42) |
Major Backers & Investors (DAVE)
Notable institutional backers of Dave Inc./De include Hood River Capital Management LLC, Divisadero Street Capital Management, LP, Manager Directed Portfolios-Hood River Small-Cap Growth Fund, according to Nexqual as of July 25, 2026 at 19:40 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Hood River Capital Management LLC | 10.05% |
| Divisadero Street Capital Management, LP | 5.62% |
| Manager Directed Portfolios-Hood River Small-Cap Growth Fund | 4.72% |
| Renaissance Technologies | 3.79% |
| Susquehanna International Group, LLP | 2.82% |
| Fidelity | 2.12% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 15.34% |
| Vanguard Group | 8.73% |
| Geode Capital | 2.86% |
| Dimensional Fund Advisors | 2.22% |
Source: Nexqual, July 25, 2026 at 19:40 UTC.
From Dave Inc./De's Latest SEC 10-K Filing (filed 2026-03-02)
Key Strengths & Strategy (as disclosed to the SEC)
- Dave Inc. provides various financial products and services through its financial services platform in the United States.
- It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work.
- The company also provides Dave Checking, a digital demand deposit account.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SEZL | Sezzle Inc. | USD 153.89 | ▼ 11.68% |
| PGY | Pagaya Technologies Ltd. | USD 15.89 | ▼ 5.75% |
| INOD | Innodata Inc. | USD 55.89 | ▼ 8.99% |
| CRDO | Credo Technology Group Holding | USD 213.15 | ▼ 6.62% |
| RBRK | Rubrik, Inc. | USD 73.24 | ▼ 0.61% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 19:40 UTC. This page is informational and not investment advice.