Eagle Financial Services Inc (EFSI) Stock Price & Analysis
Eagle Financial Services Inc (EFSI) fell 2.34% to USD 40.48 as of July 25, 2026 at 07:27 UTC, according to Nexqual real-time market data.
EFSI last closed at USD 41.45; the session ranged USD 39.5–41.34 on volume of 62,297 shares. Market capitalization is $219.09M, with a 52-week range of USD 31.44–44 (NCM). Source: Nexqual, July 25, 2026 at 07:27 UTC.
Key Statistics (as of July 25, 2026 at 07:27 UTC)
| Price | USD 40.48 |
|---|---|
| Change | ▼ 2.34% (down) |
| Previous Close | USD 41.45 |
| Open | USD 41.1 |
| Day Range | USD 39.5 – 41.34 |
| 52-Week Range | USD 31.44 – 44 |
| Volume | 62,297 shares |
| Market Cap | $219.09M |
| Exchange | NCM |
Technical Analysis (EFSI)
Nexqual's technical model rates EFSI "SELL" based on 1 bullish and 4 bearish signals across 125 daily candles, as of July 25, 2026 at 07:27 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 43.94 (neutral) |
| vs SMA50 | Below (USD 40.68) |
| MACD | 0.12 (positive) |
Analyst Ratings (EFSI)
Wall Street analysts rate EFSI "None" based on 3 analysts, with a mean price target of USD 42.67 (range USD 41–44), per Nexqual as of July 25, 2026 at 07:27 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 42.67 |
| High Target | USD 44 |
| Low Target | USD 41 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (EFSI)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.86 |
| Revenue Estimate | $22.00M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.41 vs est 0.77 ▼ miss |
| 2026-03-31 | USD 0.69 vs est 0.88 ▼ miss |
| 2025-12-31 | USD 0.81 vs est 0.8 ▲ beat |
| 2025-09-30 | USD 1.04 vs est 1.11 ▼ miss |
Source: Nexqual, July 25, 2026 at 07:27 UTC.
Financials & Fundamentals (EFSI)
| Total Revenue | $80.85M |
|---|---|
| Revenue Growth (YoY) | +431.70% |
| Gross Margin | +0.00% |
| Operating Margin | +26.07% |
| Profit Margin | +23.41% |
| ROE | +10.32% |
| Total Cash | $190.57M |
| Total Debt | $40.12M |
Source: Nexqual, July 25, 2026 at 07:27 UTC.
Financial Health Score (EFSI)
Nexqual rates Eagle Financial Services Inc's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 07:27 UTC.
| Growth | Strong — Revenue +432% YoY (latest Q) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $191M cash vs $40M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $24M |
| Efficiency | Mixed — ROE 10%, ROA 1.0% |
Ownership (EFSI)
| Insider Ownership | +12.95% |
|---|---|
| Institutional Ownership | +45.28% |
| Shares Outstanding | 5.41M |
| Float | 3.91M |
| Short % of Float | +1.91% |
Source: Nexqual, July 25, 2026 at 07:27 UTC.
Leadership (EFSI)
Eagle Financial Services Inc is led by Brandon Craig Lorey (age 56), President, CEO & Director, per Nexqual as of July 25, 2026 at 07:27 UTC.
| President, CEO & Director | Brandon Craig Lorey (age 56) |
|---|---|
| Executive VP & CFO | Kathleen J. Chappell (age 58) |
| President & Chief Banking Officer of Bank of Clarke | Joseph T. Zmitrovich (age 55) |
| Executive VP & Deputy CFO | Nicholas Peter Smith |
Major Backers & Investors (EFSI)
Notable institutional backers of Eagle Financial Services Inc include Fourthstone LLC, Wellington Management, Graham Capital Wealth Management, LLC, according to Nexqual as of July 25, 2026 at 07:27 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Fourthstone LLC | 14.86% |
| Wellington Management | 7.83% |
| Graham Capital Wealth Management, LLC | 3.83% |
| Maltese Capital Management, LLC | 2.99% |
| Alliancebernstein L.P. | 2.9% |
| Fidelity | 2.04% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 14.08% |
| BlackRock | 11.62% |
| Geode Capital | 2.88% |
| State Street | 2.36% |
Source: Nexqual, July 25, 2026 at 07:27 UTC.
From Eagle Financial Services Inc's Latest SEC 10-K Filing (filed 2026-03-16)
Partnerships
- The FDIC has prescribed the loan amount, which includes all other outstanding loans to such person, as to which such prior board of director approval is required, as being the greater of $25,000 or 5% of capital and surplus (up to $500,000).
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CPKF | Chesapeake Financial Shares, In | USD 39.25 | ▲ 0.51% |
| PSBQ | PSB Holdings Inc. | USD 51 | ▲ 3.22% |
| THFF | First Financial Corporation | USD 77.51 | ▲ 2.84% |
| TYCB | Calvin B. Taylor Bankshares, In | USD 58.02 | ▲ 0% |
| TMP | Tompkins Financial Corporation | USD 101.12 | ▲ 8.63% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:27 UTC. This page is informational and not investment advice.