Equifax Inc. (EFX) Stock Price & Analysis

Equifax Inc. (EFX) closed at USD 187.14 on Thursday, October 22, 2026, up 6.59% on the day. The US market is currently closed (pre-market); this is not a live price.

The prior close was USD 175.57; the Oct 22, 2026 session ranged USD 178–188.29 on volume of 2,741,269 shares. Market capitalization is $21.99B, with a 52-week range of USD 137.01–238.94 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:23 UTC.

Also available as compact Markdown for AI agents: nexqual.com/EFX.md

Latest Earnings Results (EFX)

Equifax Inc. (EFX) reported Q3 2026 results on Oct 20, 2026, 6:31:58 AM ET: GAAP EPS $1.79, revenue $1.69B vs. estimate $1.69B (beat). Guidance: Full year 2026 revenue guidance reduced to $6.661 billion at the midpoint and Adjusted EPS guidance set at $8.50. Source: SEC 8-K filing. Nexqual published it 35 seconds after release. Read the SEC filing.

Reported actuals captured by Nexqual from SEC 8-K filings and company press releases; each figure confirmed by two independent extraction methods.

Key facts (EFX)

• Last four reported quarters (through Sep 30, 2026): revenue $6.59B, net income $743M (11.3% margin), free cash flow $1.10B (SEC filings).
• Valuation: P/E 29.6x (avg 49.9x at the last 3 fiscal year-ends), EV/EBITDA 13.5x, net debt $5.01B.
• 8 of 80 tracked superinvestors hold EFX (13F, Q2 2026): 1 new, 2 added, 4 reduced, 1 unchanged.
• Insider open-market sales, last ~7 months: 5 Form 4 filings, $14.9M; 0 not under a Rule 10b5-1 plan ($0K); 2 by opportunistic insiders (0 outside 10b5-1 plans), 2 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Analysts: Buy (mean 2.04 on a 1–5 scale) (24 analysts), mean target USD 198.4 (range 155–245).
• Total return with dividends: 1Y -18.2% vs S&P 500 +14.9%; 5Y -27.4% vs S&P 500 +80.3%.
• Next earnings: 2026-10-20, EPS estimate USD 2.13, revenue estimate $1.63B.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (EFX)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Sep 30, 2026) (EFX)

P/E 29.6x · P/S 3.3x · EV/EBITDA 13.5x · EV/Sales 4.1x · P/FCF 19.9x · P/B 4.9x · FCF yield 5.02% · Earnings yield 3.38% · Dividend yield (paid, TTM) 1.18% · Buyback yield (TTM) 5.24% · Net debt $5.01B · EV $27.0B

P/E at fiscal year-ends: Dec 2025 40.8x, Dec 2024 52.7x, Dec 2023 56.2x.

Superinvestors (SEC 13F-HR, Q2 2026) (EFX)

8 of 80 tracked investors hold EFX. Each row is the investor's latest 13F; change is vs their prior-quarter share count.

Insider sales (SEC Form 4, open-market, last ~7 months) (EFX)

5 of 5 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Analysts (EFX)

Consensus Buy (mean 2.04 on a 1–5 scale), 24 analysts; mean target USD 198.4 (low 155, high 245).

Rating changes, last 120 days:

Total return (dividends reinvested) (EFX)

EFX revenue by business segment (quarter ended Sep 30, 2026)

EFX revenue by product line (quarter ended Sep 30, 2026)

EFX revenue by region (fiscal year ended Dec 31, 2025)

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

EFX suppliers, customers and competitors (named in its 10-K)

Quoted from the company's 10-K filed Feb 19, 2026.

EFX company outlook (results filed Oct 20, 2026)

• “Guidance of $8.50 per share, a reduction of only $0.04 per share at the midpoint and well within our previous Guidance range.”
• “We are energized about the New Equifax and we expect to deliver higher growth, margins, and accelerating free cash flow, and returning cash to shareholders in the future." Financial Results Summary The Company reported revenue of $1,692.5 million in the third quarter of 2026, up 10 percent and 9 percent on a reported and local currency basis, respectively, compared to the third quarter of 2025.”

Quoted word-for-word from the SEC 8-K results press release.

EFX analyst estimates and revisions

EFX options: expected move

30-day implied volatility 39.7% vs 50.1% realized over the last 30 trading days. Put/call ratio (volume) 0.63. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 23, 2026 at 09:23 UTC)

Technical Analysis (EFX)

Nexqual's technical model rates EFX "BUY" based on 5 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 09:23 UTC.

Analyst Ratings (EFX)

Wall Street analysts rate EFX "Buy" based on 24 analysts, with a mean price target of USD 198.4 (range USD 155–245), per Nexqual as of October 23, 2026 at 09:23 UTC.

Earnings (EFX)

Recent Earnings History

Source: Nexqual, October 23, 2026 at 09:23 UTC.

Financials & Fundamentals (EFX)

Source: Nexqual, October 23, 2026 at 09:23 UTC.

Financial Health Score (EFX)

Nexqual rates Equifax Inc.'s overall financial health "Solid" across five dimensions, as of October 23, 2026 at 09:23 UTC.

Ownership (EFX)

Source: Nexqual, October 23, 2026 at 09:23 UTC.

Leadership (EFX)

Equifax Inc. is led by Mark W. Begor, CEO & Director, per Nexqual as of October 23, 2026 at 09:23 UTC.

Major Backers & Investors (EFX)

Notable institutional backers of Equifax Inc. include Harris Associates L.P., Capital International Investors, Growth Fund of America, according to Nexqual as of October 23, 2026 at 09:23 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 23, 2026 at 09:23 UTC.

From Equifax Inc.'s Latest SEC 10-K Filing (filed 2026-02-19)

Key Strengths & Strategy (as disclosed to the SEC)

• Our growth strategy includes leveraging our cloud data and technology transformation to accelerate innovation and new product development, deliver market-leading capabilities to our customers, facilitate customer and partner implementation and integration, improve ease of consumer access to and interaction with Equifax, and strengthen system resiliency and uptime. •Leverage and expand our differentiated portfolio of data assets.
• We use proprietary advanced analytical platforms, including capabilities in machine learning, artificial intelligence and advanced visualization tools, to leverage our unique data to develop leading analytical insights that enhance the precision of our customers' decisioning activities.
• Our cloud infrastructure also allows us to rapidly deploy and integrate artificial intelligence, machine learning and agentic based capabilities to improve our products and solutions, as well as internal processes.
• We strive to advance these capabilities and bring our customers multi-data solutions at scale by expanding our unique and differentiated data assets and analytics through organic growth, business acquisitions and partnerships. •Foster a culture of putting customers and consumers first.

Partnerships

• We prioritize engagement with our customers and strive to accelerate innovation through collaboration.
• In these proceedings, the CFPB can obtain cease and desist orders, which can include orders for restitution to consumers or rescission of contracts, as well as other types of affirmative relief and monetary penalties ranging from $5,000 per day for ordinary violations and up to $1 million per day for known violations.

Legal & Regulatory Risks (Item 1A, quoted)

• We and our customers are subject to various current laws and governmental regulations, and could be affected by new and evolving laws and regulations, including those related to consumer privacy and protection, cybersecurity and artificial intelligence.
• The CFPB has supervisory authority over our U.S. business and supporting operations and may initiate enforcement actions with regard to our compliance with federal consumer financial laws.
• Regulatory oversight of our contractual relationships with certain of our customers may adversely affect our business.
• We are regularly involved in claims, suits, government investigations, enforcement actions and other proceedings that may result in adverse outcomes.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:23 UTC. This page is informational and not investment advice.

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