Essent Group Ltd. (ESNT) Stock Price & Analysis
Essent Group Ltd. (ESNT) closed at USD 65.7 on Thursday, October 22, 2026, up 2.62% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 64.02; the Oct 22, 2026 session ranged USD 64.42–67.37 on volume of 1,061,459 shares. Market capitalization is $5.90B, with a 52-week range of USD 55.34–70.37 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 10:11 UTC.
Also available as compact Markdown for AI agents: nexqual.com/ESNT.md
Key facts (ESNT)
- Analysts: Hold (mean 2.50 on a 1–5 scale) (8 analysts), mean target USD 74 (range 66–80).
- Total return with dividends: 1Y +9.5% vs S&P 500 +14.9%; 5Y +47.4% vs S&P 500 +80.3%.
- Next earnings: 2026-11-06, EPS estimate USD 1.87, revenue estimate $364M.
Analysts (ESNT)
Consensus Hold (mean 2.50 on a 1–5 scale), 8 analysts; mean target USD 74 (low 66, high 80).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-12 | JP Morgan | Target lowered | Neutral | $72 → $66 |
| 2026-10-05 | Barclays | Target raised | Equal-Weight | $65 → $66 |
| 2026-08-10 | Roth Capital | Target raised | Buy | $65 → $80 |
| 2026-08-10 | RBC Capital | Target raised | Sector Perform | $68 → $75 |
| 2026-08-10 | Keefe, Bruyette & Woods | Target raised | Outperform | $74 → $78 |
| 2026-08-10 | Barclays | Target raised | Equal-Weight | $62 → $65 |
| 2026-07-13 | JP Morgan | Target raised | Neutral | $65 → $72 |
| 2026-06-25 | Keefe, Bruyette & Woods | Target raised | Outperform | $73 → $74 |
Total return (dividends reinvested) (ESNT)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +9.5% | +47.4% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +9.6% | +8.0% |
| Volatility (annualized) | 24.6% | 23.4% |
| Max drawdown | -16.8% (Sep 2026→Sep 2026) | -28.2% (Jan 2022→Sep 2022) |
ESNT analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $1.87 | $1.82 | +2.6% | $364.3M | 7 |
| Next quarter (ends Dec 2026) | $1.86 | $1.84 | +0.8% | $373.5M | 7 |
| Current fiscal year (ends Dec 2026) | $7.58 | $7.22 | +5.0% | $1.36B | 7 |
| Next fiscal year (ends Dec 2027) | $7.90 | $7.67 | +3.0% | $1.42B | 7 |
Key Statistics (as of October 23, 2026 at 10:11 UTC)
| Price | USD 65.7 |
|---|---|
| Change | ▲ 2.62% (up) |
| Previous Close | USD 64.02 |
| Open | USD 64.62 |
| Day Range | USD 64.42 – 67.37 |
| 52-Week Range | USD 55.34 – 70.37 |
| Volume | 1,061,459 shares |
| Market Cap | $5.90B |
| Exchange | NYQ |
Technical Analysis (ESNT)
Nexqual's technical model rates ESNT "NEUTRAL" based on 3 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 10:11 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 54.45 (neutral) |
| vs SMA50 | Below (USD 66.02) |
| MACD | -0.13 (negative) |
Analyst Ratings (ESNT)
Wall Street analysts rate ESNT "Hold" based on 8 analysts, with a mean price target of USD 74 (range USD 66–80), per Nexqual as of October 23, 2026 at 10:11 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 8 |
| Mean Target | USD 74 |
| High Target | USD 80 |
| Low Target | USD 66 |
| Buy / Hold / Sell | 3 / 5 / 0 |
Earnings (ESNT)
| Next Earnings Date | 2026-11-06 |
|---|---|
| EPS Estimate | USD 1.87 |
| Revenue Estimate | $364.29M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 2.08 vs est 1.76 ▲ beat |
| 2026-03-31 | USD 1.82 vs est 1.72 ▲ beat |
| 2025-12-31 | USD 1.6 vs est 1.74 ▼ miss |
| 2025-09-30 | USD 1.67 vs est 1.77 ▼ miss |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financials & Fundamentals (ESNT)
| Total Revenue | $1.32B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +13.60% |
| Gross Margin | +76.01% |
| Operating Margin | +65.75% |
| Profit Margin | +51.45% |
| ROE | +12.01% |
| Debt / Equity | 0.09 |
| Current Ratio | 1.79 |
| Total Cash | $698.22M |
| Total Debt | $495.97M |
| Free Cash Flow (fiscal year ended Dec 2025, SEC 10-K) | $848.69M (67.3% of revenue) |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financial Health Score (ESNT)
Nexqual rates Essent Group Ltd.'s overall financial health "Solid" across five dimensions, as of October 23, 2026 at 10:11 UTC.
| Growth | Mixed — Revenue +1.5% YoY (annual), slow |
|---|---|
| Profitability | Strong — Gross margin 76%, operating 66% (last 12 months) |
| Balance Sheet | Strong — $698M cash vs $496M debt, net cash position |
| Cash Flow | Strong — FCF $849M (FY ended Dec 2025, 10-K), 67% margin |
| Efficiency | Mixed — ROE 12%, ROA 7.2% |
Ownership (ESNT)
| Insider Ownership | +5.50% |
|---|---|
| Institutional Ownership | +97.68% |
| Shares Outstanding | 89.88M |
| Float | 86.66M |
| Short % of Float | +5.44% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Leadership (ESNT)
Essent Group Ltd. is led by Mark Anthony Casale, Founder, Chairman, CEO & President, per Nexqual as of October 23, 2026 at 10:11 UTC.
| Founder, Chairman, CEO & President | Mark Anthony Casale |
|---|---|
| CFO & Senior VP | David Bruce Weinstock |
| President of Essent Guaranty, Inc. | Christopher G. Curran |
| Vice President of Investor Relations | Philip Michael Stefano |
| Senior Vice President of Corporate Development | Wei Ding |
Major Backers & Investors (ESNT)
Notable institutional backers of Essent Group Ltd. include SmallCap World Fund Inc, Capital Group, FMR, LLC, according to Nexqual as of October 23, 2026 at 10:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| SmallCap World Fund Inc | 5.29% |
| Capital Group | 5.05% |
| FMR, LLC | 3.24% |
| NORGES BANK | 2.95% |
| American Century Companies Inc | 2.94% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 13.83% |
| Vanguard Group | 12.87% |
| Dimensional Fund Advisors | 6.03% |
| State Street | 4.35% |
| Geode Capital | 3.17% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| MTG | MGIC Investment Corporation | USD 27.74 | ▲ 1.57% |
| ACT | Enact Holdings, Inc. | USD 46.92 | ▲ 2.78% |
| FAF | First American Corporation (New | USD 65.07 | ▼ 2.09% |
| RDN | Radian Group Inc. | USD 34.7 | ▲ 2.12% |
| AXS | Axis Capital Holdings Limited | USD 104.3 | ▲ 3.71% |
| FNF | Fidelity National Financial, In | USD 41.38 | ▲ 1.87% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:11 UTC. This page is informational and not investment advice.
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