First Citizens Bancshares Inc /De/ (FCNCO) Stock Price & Analysis
First Citizens Bancshares Inc /De/ (FCNCO) fell 0.12% to USD 20.52 as of July 25, 2026 at 13:53 UTC, according to Nexqual real-time market data.
FCNCO last closed at USD 20.54; the session ranged USD 20.52–20.6 on volume of 14,094 shares. Market capitalization is —, with a 52-week range of USD 20.05–23.91 (NMS). Source: Nexqual, July 25, 2026 at 13:53 UTC.
Key Statistics (as of July 25, 2026 at 13:53 UTC)
| Price | USD 20.52 |
|---|---|
| Change | ▼ 0.12% (down) |
| Previous Close | USD 20.54 |
| Open | USD 20.58 |
| Day Range | USD 20.52 – 20.6 |
| 52-Week Range | USD 20.05 – 23.91 |
| Volume | 14,094 shares |
| Market Cap | — |
| Exchange | NMS |
Technical Analysis (FCNCO)
Nexqual's technical model rates FCNCO "SELL" based on 1 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 13:53 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 45.15 (neutral) |
| vs SMA50 | Below (USD 20.76) |
| MACD | -0.04 (negative) |
Analyst Ratings (FCNCO)
Wall Street analysts rate FCNCO "None", per Nexqual as of July 25, 2026 at 13:53 UTC.
| Consensus Rating | None |
|---|
Earnings (FCNCO)
| Revenue Estimate | $2.23B |
|---|
Source: Nexqual, July 25, 2026 at 13:53 UTC.
Financials & Fundamentals (FCNCO)
| Total Revenue | $9.33B |
|---|---|
| Revenue Growth (YoY) | +8.50% |
| Gross Margin | +0.00% |
| Operating Margin | +39.04% |
| Profit Margin | +25.23% |
| ROE | +10.65% |
| Total Cash | $23.39B |
| Total Debt | $33.53B |
Source: Nexqual, July 25, 2026 at 13:53 UTC.
Financial Health Score (FCNCO)
Nexqual rates First Citizens Bancshares Inc /De/'s overall financial health "Weak" across five dimensions, as of July 25, 2026 at 13:53 UTC.
| Growth | Weak — Revenue -3% YoY (annual), declining |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $23.4B cash vs $33.5B debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 11%, ROA 1.0% |
Ownership (FCNCO)
| Insider Ownership | +0.56% |
|---|---|
| Institutional Ownership | +10.99% |
| Float | 8.29M |
Source: Nexqual, July 25, 2026 at 13:53 UTC.
Leadership (FCNCO)
First Citizens Bancshares Inc /De/ is led by Frank Brown Holding (age 64), Chairman & CEO, per Nexqual as of July 25, 2026 at 13:53 UTC.
| Chairman & CEO | Frank Brown Holding (age 64) |
|---|---|
| President & Director | Peter McDonald Bristow (age 59) |
| Chief Financial Officer | Craig Lockwood Nix (age 53) |
| Senior Vice President of Investor Relations | Deanna W. Hart (age 47) |
| Director of Corporate Communications & Brand Marketing | Barbara Thompson |
Major Backers & Investors (FCNCO)
Notable institutional backers of First Citizens Bancshares Inc /De/ include Invesco, Cascades Capital Asset Management, LLC , ANCORA TRUST-Ancora Income Fund, according to Nexqual as of July 25, 2026 at 13:53 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Invesco | 3.52% |
| Cascades Capital Asset Management, LLC | 0.5% |
| ANCORA TRUST-Ancora Income Fund | 0.22% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 6.81% |
Source: Nexqual, July 25, 2026 at 13:53 UTC.
From First Citizens Bancshares Inc /De/'s Latest SEC 10-K Filing (filed 2026-02-24)
Key Strengths & Strategy (as disclosed to the SEC)
- In addition to our banking operations, we provide various investment products and services through FCB's wholly owned subsidiaries, including First Citizens Investor Services, Inc. ("FCIS"), First Citizens Asset Management, Inc. ("FCAM"), First Citizens Delaware Trust Company, and a non-bank subsidiary, First Citizens Capital Securities, LLC ("FCCS").
- FCB's largest notable concentration of deposits by market share as of June 30, 2025 were in North Carolina (including our nationwide Direct Bank deposits) and South Carolina at 11.8% and 9.5%, respectively, which makes FCB the third largest bank in North Carolina and the fourth largest bank in South Carolina based on deposit market share according to the FDIC Deposit Market Share Report.
- In connection with those laws and regulations, BancShares is subject to regulation, supervision and periodic examination by supervisory authorities, including the FDIC, the Board of Governors of the Federal Reserve System (the "Federal Reserve"), the Federal Reserve Bank (the "FRB"), and the Consumer Financial Protection Bureau (the "CFPB").
- Our long-term focus allows us to make strategic decisions and investments designed to build long-term value and stability for all stakeholders, while skillfully managing risk along the way.
Partnerships
- In connection with the objectives of the CRA, FCB oversaw a community benefits plan that was developed in collaboration with representatives of national, state, and local community reinvestment organizations.
- Our non-bank services compete with other insurance companies, investment firms and brokerage firms.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FCNCP | First Citizens BancShares, Inc. | USD 20.23 | ▼ 0.59% |
| HBANM | Huntington Bancshares Incorpora | USD 20.7 | ▼ 0.48% |
| TCBIO | Texas Capital Bancshares, Inc. | USD 20.37 | ▼ 0.63% |
| FULTP | Fulton Financial Corporation - | USD 18.28 | ▲ 0.83% |
| FITB-PK | Fifth Third Bancorp Depositary | USD 18.03 | ▼ 0.55% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 13:53 UTC. This page is informational and not investment advice.